Shop now. Pay later.

We make shopping smoooth. With Klarna you can shop at your favourite online stores and pay later, so you can get what you love today.

Buy what you love with Klarna. It's shopping the way it should be. Effortless, safe and fun.

Pay in 3 instalments

Buy what you love today, and spread the cost over time in 3 equal instalments. Your chosen card will be charged automatically. No interest. No fees. Ever.

Pay up to 30 days later

Shop now. Pay later. Get up to 30 days to pay ensuring you love your items before you pay with no late fees or interest. Say goodbye to waiting around for refunds.

Keep track in our app

Track your purchases, make payments, even snooze a transaction for 10 days, all in the Klarna app.

Shop directory.

Connecting millions of shoppers and retailers around the world to make shopping smooother than ever.

Browse all UK Klarna retailers

Klarna gives you the best options to Pay later. Buy what you want – when you want it.

Interest-free instalments

Spread the cost of your purchase into 3 interest-free instalments that are charged from your debit or credit card monthly. No interest and no fees. Ever.

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Pay up to 30 days later

Make your purchase today and start enjoying what you’ve ordered right away with no late fees or interest. Pay for your purchase online or in our app after having seen and tried the product IRL.

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6-36 month financing

Enter the easiest and most transparent financing plans you've ever seen. Spread your costs over flexible payment plans when you apply at checkout and receive an instant approval decision.

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About Klarna.

Klarna was founded in Stockholm, Sweden and is Europe's most valued private fintech company. We offer products and services within payments, social shopping, and personal finances. Today, we have 2,500 employees from 86 nationalities who all work towards the same goal: to keep exploring just how smoooth the future shopping experience can become.

70m

70 million shoppers have already experienced smoooth payments. One million transactions per day means a large customer base seeing the value of pay later.

170k

170,000 retailers are working with us worldwide. From big to small, brands are partnering with Klarna to offer a seamless checkout experience to their customers.

14yr

We’ve been powering online payments for 14 years. Always with a set, specific goal in mind – to create the smooothest shopping experience ever.

Have a business and want to sell with Klarna?