You and me?
We’re both in the business of smoooth.
Great customer experiences mean higher sales and happier customers. With Klarna, making a purchase is pure joy, and managing your business is easier than ever.
Now, that’s smoooth.
Smoooth is… the happiest customers.
Smoooth is all about creating the best possible customer experiences for your customers, and for our customers (that’s you). We help you offer painless purchasing and true choice for your audience. That means more loyal customers, with higher spends. Happy customer. Happy you.
Smoooth is… having your back.
Our “Risk Free” guarantee means you’ll get paid, even if your customers don’t pay us. With Klarna, you have a partner taking privacy and GDPR seriously, so you don't have to worry about anything other than your own operations. We worry about that, so you can focus on your business. Work with us, and sleep easy at night.
Smoooth is… always facing forward.
We spend our days exploring what retail businesses will need in the future, so when you’re ready for the next step – whether that be physical stores, going international, virtual reality banking (is that a thing yet?) or even just making it work on the new iPhone, we're ready too. Klarna is your partner for the future.
Different products for different needs.
No matter what you sell, our products are designed to give your customers the best experience, your developers an easy life, and you a warm sense of satisfaction. They just work. Our products help you online, face to face, and offer true choice in payments.
Pay later
- No interest, no fees. Ever.
- Get the goods, pay up to 30 days later.
- We take all the risk. You always get paid.
Slice it
- Easy and quick consumer finance.
- No redirects. Real-time credit assessment.
- We take all the risk. You always get paid.
- Slice it in 3 now available - free, short-term instalments
Slice it in 3
- No interest and no consumer fees.
- Automatically scheduled payments.
- Super simple checkout.
Checkout
- Mobile-optimised online checkout.
- Management of all transactions including card and APMs.
- One-click repeat purchases.
Be part of a community of online superstars and support
Read the success stories of the businesses who are already experiencing the benefits of partnering with Klarna.
Schuh increased conversion on mobile by 40% and on desktop by 25% with Klarna Checkout.
Read more Case study
Finery wins new customers with Klarna's Pay later and improves checkout abandonment with Klarna Checkout.
Read more Case study
With Klarna Checkout, Polarn O. Pyret increased conversion by 20% on mobile and share of checkout for Pay later is at 19%.
Read moreSectors
Fashion
With 24% of fashion now bought online, clothing, footwear and accessory retailers can’t afford any ‘runaway’ sales.
Read moreSports
Sports retailers chasing sales uplift, need to respond with fast, frictionless payment services that keep their visitors coming back for more.
Read moreHome
Whether you’re a furniture start-up, homeware specialist, lifestyle brand or omnichannel retailer, your website needs to work extra hard to secure sales.
Read moreLuxury
Even brand aficionados with expensive tastes, like to browse and buy online. It’s time for exclusive brands to follow-suit and make the aspirational more accessible.
Read moreElectronics
It’s hard for online retailers to offer the personal service levels of their store-based competitors. Websites have to work extra hard to drive sales and lift conversion.
Read moreTravel
Upfront booking costs can stifle spending for travellers and holidaymakers. Help them go further with more adventurous and flexible online payment options.
Read moreBeauty
Give shoppers the the extra boost they need to explore new looks and beauty products without worrying about cash flow. No FOMO here!
Read moreA smoooth integration on any platform
If javascript sounds more like coffee than code, work with one of many platforms who already support Klarna for an effortless way to start working with us.
