Merchant Portal
Payments matter.
But the experience matters more.

Always secure, always intuitive and always easy to maintain, our solutions let you select which payment options you want to offer your customers. Whichever you choose, they'll enjoy simple, secure and smooth payments every time they buy.

Always secure, always intuitive and always easy to maintain, our solutions let you select which payment options you want to offer your customers. Whichever you choose, they'll enjoy simple, secure and smooth payments every time they buy.

Redefining payments.
Pay now.

Card payments and other APMs for customers who want to pay for a purchase immediately.

Pay later.

Deferred payments for customers who like frictionless purchases and to pay after delivery by invoice.

Slice it.

Flexible consumer finance that lets customers pay over time.

We don’t just offer and support our own payment methods, as popular as they are. We can also support the relevant local payment methods you need to in every one of our markets. Ready for the best bit? When you sell with Klarna, regardless of the payment method, you will always get paid for every order. Klarna takes all the fraud and credit risk.

Tell me more about these smoooth payment methods

The smooothest customer journey imaginable.
Discover

Klarna assets, channels and collaborations to make your marketing efforts more effective within the Klarna consumer community - ensuring lower cost of customer acquisition.

Shop

Our portfolio of solutions will enable you to make relevant and personlised offers for your visitors to increase basket sizes and average order values.

Buy

Our checkout features and payment options help you maximise conversions by identifying customers, pre-filling personal details and remembering payment preferences, as well as completing real-time credit assessments.

Enjoy

With Klarna, you can let your customers try before they buy, giving them financial control while boosting purchase power.

Repeat

Cross-sell and marketing opportunities within thank you pages, invoices and order confirmations make customer interactions become as much about the next purchase as the last one.

You had me at smoooth.

If you’re ready to start enjoying the benefits of partnering with Klarna, click the button below. We’ll have you up and running in no time and are always ready to help if you need us.

How Klarna will work for you.

Building blocks or out-of-the-box

Our products are built for all types and size of merchant – from high street to start-up. Ready-to-go integrations for platforms and systems and a full developers toolkit for those who like the nitty gritty of code and SDKs.

Some talk. Others walk the walk.

Companies of every shape and size already use Klarna to make business smoooth: including businesses like yours. Find out what we’ve done for them – and what we can do for you.

Every day's a school day

The knowledge hub is a unique resource with industry insights and inspiration from the fast-moving world of retail and digital payments. Sign up now and you’ll never miss the chance to build better business through our insights and learning opportunities.

Pay now by card.

You can pay using your credit or debit card whenever you see the Pay Now option at your favourite retailers.

Pay later.

Get 14 or 30 days to pay with no interest or fees – depending on the store. Just select Pay later at any supported checkout.

Slice it.

Spread the cost of your purchase into equal monthly payments.

Subject to financial circumstances. You must be at least 18. Representative: 18.9% APR (Variable). Credit provided by Klarna AB.