Get the

Klarna Card.

Klarna Card is a regulated credit product. Borrowing more than you can afford, or paying late, may make it harder to get credit. Credit subject to status. 18+, UK residents only. Representative 4.6% APR (variable). T&Cs and late fees apply.

Shop where you want. Manage it all in the

app.

Shop everywhere Visa is accepted with the Klarna Card, and manage your purchases individually in the Klarna app. Pay right away or pay monthly with no interest for just £2.99 a month, and extend your due date to the next month on purchases up to £300 for an additional fee.

Klarna Card is a regulated credit product. Borrowing more than you can afford, or paying late, may make it harder to get credit. Credit subject to status. 18+, UK residents only. Representative example: Rate of interest – 0.0% a year (variable), annual fees - £35.88, assumed credit limit - £800, representative APR 4.6% (variable).

  • Shop with Klarna in real-life

  • Smooth monthly statement

  • Spending controls

  • Travel with Klarna

  • Shop with Klarna in real-life

  • Smooth monthly statement

  • Spending controls

  • Travel with Klarna

Klarna Card
s2-hand-mobile-uks2-hand-web-uk

Pay monthly

online

offline

abroad

everywhere.

Shop what you love with the Klarna Card wherever you like—online, abroad, in real life—and manage your purchases individually on your monthly statement in the Klarna app.

Klarna Card is a regulated credit product. Borrowing more than you can afford, or paying late, may make it harder to get credit. Credit subject to status. 18+, UK residents only. Representative 4.6% APR (variable). T&Cs and late fees apply.

Ready in minutes.

The Klarna Card connects seamlessly with your existing bank account. Shop for what you love, and pay monthly.

How it works.

Manage each purchase anytime in the Klarna app by choosing what you’ll pay now or pay monthly with no interest. Plus, extend your due date to the next month on purchase up to £300 for an additional fee. While you’re at it, tap into a smoooth shopping and personal financial experience in the Klarna app, where you can discover more Klarna products. All for £2.99 a month. Representative example: Rate of interest – 0.0% a year (variable), annual fees - £35.88, assumed credit limit - £800, representative APR 4.6% (variable).

Unlike Pay in 30 or Pay in 3, all your card purchases are added to one statement you pay each month with a tap. Set up Autopay to settle the monthly balance automatically or manage them individually in the Klarna app.

Get more from Klarna.

Pay with a tap in the Klarna shopping app. Your Klarna Card is integrated into the Klarna app, where you can compare prices, get exclusive deals, check out with a few taps, and discover more Klarna products.

Tap into the smoooth Klarna ecosystem. Discover more in the Klarna app.

No FX fees from Klarna.

Take your Klarna Card on the road and shop with it everywhere VISA is accepted—with no extra currency exchange fees from Klarna. Check currency conversion rates in the Klarna app to know what you'll pay before you buy something abroad.

Shop and pay abroad with the VISA currency exchange rate and with no foreign exchange fees from Klarna.

How it works.

Manage each purchase anytime in the Klarna app by choosing what you’ll pay now or pay monthly with no interest. Plus, extend your due date to the next month on purchase up to £300 for an additional fee. While you’re at it, tap into a smoooth shopping and personal financial experience in the Klarna app, where you can discover more Klarna products. All for £2.99 a month. Representative example: Rate of interest – 0.0% a year (variable), annual fees - £35.88, assumed credit limit - £800, representative APR 4.6% (variable).

Unlike Pay in 30 or Pay in 3, all your card purchases are added to one statement you pay each month with a tap. Set up Autopay to settle the monthly balance automatically or manage them individually in the Klarna app.

Get more from Klarna.

Pay with a tap in the Klarna shopping app. Your Klarna Card is integrated into the Klarna app, where you can compare prices, get exclusive deals, check out with a few taps, and discover more Klarna products.

Tap into the smoooth Klarna ecosystem. Discover more in the Klarna app.

No FX fees from Klarna.

Take your Klarna Card on the road and shop with it everywhere VISA is accepted—with no extra currency exchange fees from Klarna. Check currency conversion rates in the Klarna app to know what you'll pay before you buy something abroad.

Shop and pay abroad with the VISA currency exchange rate and with no foreign exchange fees from Klarna.

Stay on top

of your spending.

Get reminders to stay on top of things. Set a budget limit. Check on your spending with a clear overview, then dig deeper with monthly breakdowns. Oh, and don’t forget a payment with automatic payments—all in your Klarna app.

Klarna Card is a regulated credit product. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Representative APR (variable) 4.6%. T&Cs and late fees apply.

Get 24/7 control.

Virtual Klarna Card.

Your virtual Klarna Card is active right after it's created. Add it to Apple Pay or Google Pay and start shopping in minutes!

Get a physical card.

Request your physical Klarna Card in the app to shop smoooth wherever Visa is accepted.

Alerts.

Get notified before it's time to pay or set-up Autopay. Track all of your purchases.

Feel safe.

Freeze or block your card when lost or stolen.

Purchase Power.

Know how much you can spend with Klarna. Adjust the limit yourself, if you want to spend less than what you are given by us.

Pay abroad.

Klarna does not charge a foreign exchange fee. Easily calculate payments in the app.

Set a limit.

Track what you spend by setting a monthly allowance.

Manage.

Enable and disable contactless, online or abroad payments, while you shop in real life.

Smoooth

monthly statement.

Use the Klarna Card's monthly statement to manage each purchase anytime in the Klarna app.  Choose what you'll pay now or monthly, or extend the due date to next month. You have a say. It's your statement.

Klarna Card is a regulated credit product. Borrowing more than you can afford, or paying late, may make it harder to get credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply. Representative example: Rate of interest – 0.0% a year (variable), annual fees - £35.88, assumed credit limit - £800, representative APR 4.6% (variable).

Pay monthly

Settle all your purchases every month with a tap, interest-free.

Pay now

Choose which purchase to pay now in your monthly statement, interest-free.

Extend the due date

Need more time? Extend your due date to the next month on purchases up to £300 for an additional fee.

ad-toolbox-press-conf-4x5

Before you start.

Your Klarna Card purchases will be added to a monthly statement received on the 17th of each month and payable on or before the 1st of the following month.

You can view repayment options for each purchase in the app and adjust individual purchases from your monthly statement for an additional fee.

You will receive a payment reminder before your Klarna Card statement is due. If you don't pay on time, there will be a late fee and late payment could be reported to credit reporting agencies, which can have a negative impact on your credit score . If you continue to miss payments when due, then your debt may be passed to a debt collection agency.

A hard credit check is performed when getting the Klarna Card. This check will appear on your credit history and might affect your credit score.

Using Autopay, you can set up automatic payments to ensure you never miss a payment by having the outstanding amount automatically taken from your payment source.

Klarna Card has a monthly fee of £2.99. Representative example: Rate of interest – 0.0% a year (variable), annual fees - £35.88, assumed credit limit - £800, representative APR 4.6% (variable). Other fees, such as for extending the due date or late fees, can apply depending on how you use the card and repay. You can cancel your card any time.

If you’re experiencing financial difficulties to repay, please talk to us. We’ll always do whatever we can to help.

Checkout

contactless.

Add the Klarna Card to Apple Pay or Google Pay for secure, contactless payments with your smart devices.

Choose your

style.

When you sign up, you get a virtual Klarna Card that is active right away. You can order a physical Klarna Card that comes in two designs with the same perks and experience. Like all things Klarna, the choice is yours.

Klarna Card is a regulated credit product. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Representative APR (variable) 4.6%. T&Cs and late fees apply.

FAQ’s.

Copyright © 2005-2023 Klarna Bank AB (publ). Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. Klarna Bank AB offers both regulated and unregulated products. Klarna’s Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Klarna Bank AB (publ) registered and head office: Sveavägen 46, 111 34 Stockholm, Sweden. A Swedish public limited company (publikt bankaktiebolag) registered with the Swedish Companies Registration Office with organisation number: 556737-0431.