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Shop smoooth. Everywhere.
Pay up to 30 days later when you shop online, in-store, locally or abroad. No interest, no fees. Just smoooth shopping.
*Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
Choose when you pay.
The Klarna Card gives you the freedom to make the most of your budget. Get 30 days to pay for your purchases, 100% interest-free. Need more time? Extend the due date up to 10 days, fee-free.*
Stay in control.
Shop smarter, not harder. Manage your card with our app and get intuitive overviews of where you've shopped, what you owe, and when to pay. Plus handy reminders to keep you on track.
Shop confidently.
Sick of the fibs and the fine print? Same. That's why we tell you everything you need to know upfront, in plain language. No hidden costs or sneaky fees. Not even when shopping abroad.
*Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
Add some flex to your pocket.
Shop anywhere Visa is accepted. Online, in-store, at home or abroad.
Get up to 30 days to pay for your purchase.
Pay early, or extend the due date if you need more time.
Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
Stay on top of your spending from the comfort of your phone.
Full overview
Receive purchase notifications every time you shop. And with a complete overview of your purchases, you're always on top of your money.
Purchase power
Plan your purchases with confidence. Get an instant estimate of how much you can spend, and free up spending availability by paying open invoices.
Easy controls
Choose how you want your card to work with easy card controls. If you're ever in doubt, you can freeze or block your card right in the Klarna app.
Pay your way.
Make effortless payments with the devices you carry every day. With the Klarna Card on Apple Pay you can choose your favourite way to pay. Card, iPhone or Apple Watch. One tap and you’re done.
Pick your favourite of 2 slick card designs.
Spend consciously. Shop confidently.
You should feel great about the way you shop! That's why we give you 30 days to pay when you shop with the Klarna Card. Make the right decisions at the right time, avoid unnecessary impulse buys, and settle up when it's time.*
Try before you buy.
Make the right choice, knowing that your new TV or sofa fits perfectly in your home before deciding to keep it.
Be smart with your budget.
Unexpected costs? Pay with the Klarna Card and you'll have 30 days to settle up.*
Pay on time or earlier.
Keep your money until the due date, or pay your invoices early to stay on top.
Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
Some things you might be wondering.
The Klarna Card is a Visa card that you can use to shop with Klarna quickly and securely, anywhere. Shop for the things you love and pay up to 30 days later.
When you apply for the Klarna Card, you connect it to your existing bank account. With the card linked to Apple Pay or Google Pay, pay easily by tapping your mobile phone or smartwatch.
Tip: Set up notifications in the app and we’ll notify you every time a purchase is made or when a payment is due! Go into settings and communication. Enable notifications.
Register for the Klarna Card through the Klarna app or website. Choose between two card designs to shop with Klarna anywhere where Visa is accepted. If you don’t see the opportunity to register for a Klarna Card, it unfortunately means that we can not offer it to you at the moment.
To be eligible for a Klarna Card, you must, among other things:
Be at least 18 years of age
Be a UK resident
Have a good credit history
Please note: The Klarna Card will be posted within 5-7 business days after your application is approved. A soft credit check will be performed when applying for a Klarna Card, but this will not affect your credit score.
The Klarna Card comes with no sign-up cost or any hidden fees. Just sign-up for free and get started today. Please see T&Cs for more information.
You can shop with the Klarna Card anywhere Visa is accepted. This means that you can shop safely with Klarna in most stores. You always choose how you want to pay, through simple settings in our app or by logging in here.
You cannot use the Klarna Card to withdraw cash from an ATM.
There is no predefined credit limit attached to the Klarna Card. To get an estimate on how much you can spend with your card, open the Klarna app, go to My Klarna and select Purchase Power.
Your purchase power is set on an individual level and is reassessed on a daily basis to help you spend responsibly.
There are several things that influence your purchase power, including:
Your credit history
Your repayment history with Klarna to date
How many outstanding payments you have
If you have any overdue payments
Keep in mind that the best way to increase your purchase power is to ensure your repayments are made on time. Make sure to receive reminders about upcoming payments by downloading the Klarna app and turning on push notifications.
Choose your language and region
Klarna is available around the world with a variable offering, choose one that suits you best.
Copyright © 2005-2023 Klarna Bank AB (publ). Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. Klarna Bank AB offers both regulated and unregulated products. Klarna’s Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Klarna Bank AB (publ) registered and head office: Sveavägen 46, 111 34 Stockholm, Sweden. A Swedish public limited company (publikt bankaktiebolag) registered with the Swedish Companies Registration Office with organisation number: 556737-0431.