The Klarna Card

Shop smoooth. Everywhere.

Pay up to 30 days later when you shop online, in-store, locally or abroad. No interest, no fees. Just smoooth shopping.

Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply.

Choose when you pay.

The Klarna Card gives you the freedom to make the most of your budget. Get 30 days to pay for your purchases, 100% interest-free. Need more time? Extend the due date up to 10 days, fee-free.*

Stay in control.

Shop smarter, not harder. Manage your card with our app and get intuitive overviews of where you've shopped, what you owe, and when to pay. Plus handy reminders to keep you on track.

Shop confidently.

Sick of the fibs and the fine print? Same. That's why we tell you everything you need to know upfront, in plain language. No hidden costs or sneaky fees. Not even when shopping abroad.

*Klarna’s Pay in 30 days credit agreement is not regulated by the FCA. Use of it and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply.

Add some flex to your pocket.

  • Shop anywhere Visa is accepted. Online, in-store, at home or abroad.
  • Get up to 30 days to pay for your purchase.
  • Pay early, or extend the due date if you need more time.

Stay on top of your spending from the comfort of your phone.

Smartphone showing push notifications.

Full overview

Receive purchase notifications every time you shop. And with a complete overview of your purchases, you're always on top of your money.

Smartphone showing Klarna Card dashboard.

Purchase power

Plan your purchases with confidence. Get an instant estimate of how much you can spend, and free up spending availability by paying open invoices.

Smartphone showing Klarna Card settings.

Easy controls

Choose how you want your card to work with easy card controls. If you're ever in doubt, you can freeze or block your card right in the Klarna app.

Pay your way.

Make effortless payments with the devices you carry every day. With the Klarna Card on Apple Pay you can choose your favourite way to pay. Card, iPhone or Apple Watch. One tap and you’re done.

Pick your favourite of 2 slick card designs.

Spend consciously. Shop confidently.

You should feel great about the way you shop! That's why we give you 30 days to pay when you shop with the Klarna Card. Make the right decisions at the right time, avoid unnecessary impulse buys, and settle up when it's time.*

Lamps

Try before you buy.

Make the right choice, knowing that your new TV or sofa fits perfectly in your home before deciding to keep it.

Sleeping girl

Be smart with your budget.

Unexpected costs? Pay with the Klarna Card and you'll have 30 days to settle up.*

Pay on time or earlier

Pay on time or earlier.

Keep your money until the due date, or pay your invoices early to stay on top.

*Klarna’s Pay in 30 days credit agreement is not regulated by the FCA. Use of it and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply.

Some things you might be wondering.