Shop smoooth. Everywhere.

Pay up to 30 days later when you shop online, in-store, locally or abroad. No interest, no fees. Just smoooth shopping.

Choose when you pay.

The Klarna Card gives you the freedom to make the most of your budget. Get 30 days to pay for your purchases, 100% interest-free. Need more time? Extend the due date up to 10 days, fee-free.

Stay in control.

Shop smarter, not harder. Manage your card with our app and get intuitive overviews of where you've shopped, what you owe, and when to pay. Plus handy reminders to keep you on track.

Shop confidently.

Sick of the fibs and the fine print? Same. That's why we tell you everything you need to know upfront, in plain language. No hidden costs or fees. Not even when shopping abroad.

Add some flex to your pocket.

Shop anywhere Visa is accepted. Online, in-store, at home or abroad.
Get up to 30 days to pay for your purchase.
Pay early, or extend the due date if you need more time.

Stay on top of your spending from the comfort of your phone.

Full overview

Receive purchase notifications every time you shop. And with a complete overview of your purchases, you're always on top of your money.

Smartphone showing Klarna Card dashboard.

Purchase power

Plan your purchases with confidence. Get an instant estimate of how much you can spend, and free up spending availability by paying open invoices.

Smartphone showing Klarna Card settings.

Easy controls

Choose how you want your card to work with easy card controls. If you're ever in doubt, you can freeze or block your card right in the Klarna app.

Pay your way.

Make effortless payments with the devices you carry every day. With the Klarna Card on Apple Pay you can choose your favourite way to pay. Card, iPhone or Apple Watch. One tap and you’re done.

Pick your favourite of 2 slick card designs.

Spend consciously. Shop confidently.

You should feel great about the way you shop! That's why we give you 30 days to pay when you shop with the Klarna Card. Make the right decisions at the right time, avoid unnecessary impulse buys, and settle up when it's time.

Miscellaneous objects surround the Klarna Card.

Try before you buy.

Make the right choice, knowing that your new TV or sofa fits perfectly in your home before deciding to keep it.

Be smart with your budget.

Unexpected costs? Pay with the Klarna Card and you'll have 30 days to settle up.

Pay on time or earlier.

Keep your money until the due date, or pay your invoices early to stay on top.

*Klarna’s Pay in 30 days credit agreements are not regulated by the FCA. Missed payments may affect your ability to use Klarna in the future. 18+, UK residents only. Subject to status. T&Cs apply.

Some things you might be wondering.

The Klarna Card is a Visa card that you can use to shop with Klarna quickly and securely, anywhere.

You can connect your Klarna Card to your existing card that you would like to have as a funding source. You can do this easily in the app.

The Klarna Card enables you to shop for the things you love and pay up to 30 days later. With the card linked to Apple Pay or Google Pay, pay easily by tapping your mobile phone or smartwatch.

Top tip: Set up notifications in the Klarna App and we’ll notify you every time a purchase is made or when a payment is due! Go into settings in My Klarna found in the toolbar at the bottom and enable the notifications you would like to receive in the ‘Purchases and payments’ section.

Register for the Klarna Card through the Klarna app or website. Choose between two card designs to shop with Klarna anywhere where Visa is accepted. If you don’t see the opportunity to register for a Klarna Card, it unfortunately means that we cannot offer it to you at the moment.

To be eligible for a Klarna Card, you must, among other things:

Be at least 18 years of age
Be a UK resident
Have a good credit history

Your eligibility status could change, so you can try applying for the Klarna Card again in the future.

Please note: The Klarna Card will be posted within 5-7 business days after your application is approved. A soft credit check will be performed when applying for a Klarna Card, but this will not affect your credit score.

There is no predefined credit limit attached to the Klarna Card. To get an estimate on how much you can spend with your card, open the Klarna app, go to My Klarna and select Purchase Power.

Your purchase power is set on an individual level and is reassessed on a daily basis to help you spend responsibly.

There are several things that influence your purchase power, including:

Your credit history
Your repayment history with Klarna to date
How many outstanding payments you have
If you have any overdue payments

Keep in mind that the best way to increase your purchase power is to ensure your repayments are made on time. Make sure to receive reminders about upcoming payments by downloading the Klarna app and turning on push notifications.

Shop smoooth. Everywhere.

Choose when you pay.

Stay in control.

Shop confidently.

Add some flex to your pocket.

Stay on top of your spending from the comfort of your phone.

Full overview

Purchase power

Easy controls

Pay your way.

Make effortless payments with the devices you carry every day. With the Klarna Card on Apple Pay you can choose your favourite way to pay. Card, iPhone or Apple Watch. One tap and you’re done.

Pick your favourite of 2 slick card designs.

Spend consciously. Shop confidently.

You should feel great about the way you shop! That's why we give you 30 days to pay when you shop with the Klarna Card. Make the right decisions at the right time, avoid unnecessary impulse buys, and settle up when it's time.

Try before you buy

Be smart with your budget

Pay on time or earlier

Try before you buy.

Make the right choice, knowing that your new TV or sofa fits perfectly in your home before deciding to keep it.

Be smart with your budget.

Unexpected costs? Pay with the Klarna Card and you'll have 30 days to settle up.

Pay on time or earlier.

Keep your money until the due date, or pay your invoices early to stay on top.

Some things you might be wondering.

How does the Klarna Card work?

How do I apply for the Klarna Card?

What does it cost to have the Klarna Card?

Where can I use the Klarna Card?

Does the Klarna Card have a spending limit?

How can I add the Klarna Card to Apple Pay?

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