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Be smoooth in store.

Offer more payment choice in your store, just as you would online.

  • Consumer finance with Klarna’s Slice it.
  • Easy application, minimal collection of personal details.
  • Real-time decision.


From intention to purchase.

It’s the moment of truth – your customer is in buying mode. You can now turn intention into decision by offering easy and flexibile consumer financing right at the point of sale.


Hello friend.

Your customer will receive a notification on their mobile to start the credit application. They don’t need to be existing Klarna customers but if they are, they’ll be recognised whether they’ve been to your store or not.

Payment Choice

Choice in their hands.

The customer can choose the monthly instalment plan that works for them, allowing them to pay over time on their own schedule.


First time financing, in under a minute.

Being approved for Klarna’s financing is smoooth. Just 4-5 steps, minimal entry of personal details, real-time decision. The whole application takes just 45 seconds on average, compared to the usual lengthy in store credit experience.


And you’re done.

We handle the rest. Risk management, payment reminders, transaction handling and ensuring the customer experience is the best it can be.

Take payments wherever your customers are.

Today’s customers are used to easy online payments and want the same control and flexibility in store as they get online.

Via Klarna’s Slice it, the shopper can now access consumer finance in store. To start the process, the customer receives an SMS notification with a link to complete their purchase with Klarna, where they do the rest.

Offer your customers true choice in payment.

Klarna is always exploring new and responsible ways of helping people to pay, in the way they want. We want to change how people feel about buying.

More choice means more value.

78% of shoppers say that choice in payment methods is important to them. By offering a wide range of payment methods beyond just cards, including Klarna’s consumer finance, makes purchasing products easier and more convenient.

Privacy and simplicity in customers’ hands.

Paying with Klarna in store is optimised to improve your customer’s shopping experience and in turn improve your sales. Offering Klarna means that the smooth consumer finance experience enjoyed by consumers online is now possible in store. Made possible by a unique solution that lets the consumers complete their purchase on their own smartphone.

No waiting for financing.

Shoppers buy their products at the counter, but they can then pay later at their convenience, without needing to join another queue or go to a different area to complete the credit application.

And that makes for bigger baskets.

Customers choosing financing have an AOV 58% higher than the average shopper – so offering effortless and responsible finance helps you, and helps them.

No matter what product you choose, you will always get:

The merchant portal

You will get access to a backend in which you can manage everything Klarna.

Klarna as a marketing tool

You will get access to marketing material that you can use in your marketing initiatives. E.g. the “No risk” aspects is usually popular to promote.

Global products, local faces

All products are built to be adapted to local preferences and legislations.

Single integration, integrated once

After having integrated Klarna, the products will be automatically updated without you lifting a finger.

Local support for you and your customers

Thousands of employees having conversations with your customers when they need that human guidance.

No risk, for you or your customers

You will always get paid and the customer is covered by Klarna's Buyers Protection.

Get started

Take the first step to give your customers a smooother shopping experience today. Fill out the form below and we’ll have you up and running in no time.

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