• Private login

    Continue in browser

    Log in to get an overview of your purchases, upcoming payments and settle them easily with one click.

  • Business login

    Log in to manage your orders, payout reports, store statistics, and general settings.

Image showing a phone on a purple background.
Image of a phone on purple background.

Point of sale

Smoooth selling with Klarna Point of sale.

Image showing Point of Sale app in the merchant portal

Ditch the lines with a cashless checkout. No integration or additional hardware needed.

The simplest way to offer Klarna’s payment methods IRL. Set up your account, add inventory, and sell. Available as a web-based app in the Merchant Portal.


of instant financing customers have a higher average order value than typical shoppers.


of shoppers say that choice in payment methods is important to them.

Sell from anywhere.

Phone in a store environment


Point of sale lets you easily process orders with a user-friendly & sleek interface.



Point of sale is perfect for processing transactions safely over the phone.



With the Point of sale app, you can easily bring your checkout anywhere you’re selling.



The app allows your employees to be mobile in-store, allowing customers to skip the line and get an elevated personal experience.

How it works.

Set up your account

Point of Sale is available for merchants who are already using Klarna for their online store. You can access Point of sale either directly from the Merchant portal or by downloading the Point of sale app.

Add your products

Easily add, edit, or remove products in the Point of sale and search for them using the search bar or barcode scanner.


Offer a speedy checkout that includes our Pay Now, Pay Later and Financing flexible payment methods. Distribute payment links to shoppers via QR code, SMS or email.


Returning customers' details will be prefilled for an even easier checkout. No app download required for your customers to complete a purchase.

All in one place

Access your order history, handle refunds and order management needs. Manage all your business settings in our web-based Merchant Portal.


Fix now, pay later.

“With Klarna, stress levels are definitely down, sales are up and satisfaction is high.”

Chris Murton, Chief Operating officer for iSmash

Post purchase experience

Post-purchase experience.

Whether you’re a retailer or a shopper, we’ve got your back. We take full fraud and credit risk for sellers, while giving complete protection to buyers. We also put control in the hands of customers with the Klarna app – gathering all orders in a single place. Through the app, customers can manage their purchases, choose payment methods, chat with customer service 24/7, and even report returns. If they have chosen to pay with Klarna, we’ll send a friendly reminder for a hassle-free experience.

Always with Klarna.

Regardless of what solution or payment method you sign up for, joining forces with Klarna will make running your business easier.

Automatic updates

You’ll always have the latest and greatest version of all Klarna products.

New customers

Klarna refers millions of shoppers to online retailers via our channels.

Business Insights

Make smart, data-driven decisions based on real customer insight.

Dedicated support

24/7 business support with our award-winning service team.

Seller’s Protection

We assume all credit and fraud risk, so you can focus on running a successful business.

Buyer’s Protection

We’ve got your customer’s back. If their order doesn’t arrive, they don’t pay. We take the cost.

Upfront payment

You always get paid right away and in full with any of Klarna’s payment options.

Boost your business.

Giving shoppers the ability to split their payments increases flexibility and spending power. Good news for shoppers – great news for your business.


30% increased conversion reported from retailers offering Klarna’s services. By increasing your shoppers’ purchasing power, they can make more confident buying decisions.

Average order value

58% increase in basket size with payment options that let shoppers spread the cost of their order over time. Making large purchases becomes even easier.

Customer loyalty

20% higher customer purchase frequency reported from retailers offering pay later options. Offer a solution that meets your customer’s needs, and keeps them coming back for more.

Drive traffic

Partnering with Klarna can increase your website traffic. Our strong brand and influencer collaborations speak to shoppers, who are actively looking for retailers that offer our payment methods.

Ready, steady, smoooth.

Copyright © 2005-2023 Klarna Bank AB (publ). Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. Klarna Bank AB offers both regulated and unregulated products. Klarna’s Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Klarna Bank AB (publ) registered and head office: Sveavägen 46, 111 34 Stockholm, Sweden. A Swedish public limited company (publikt bankaktiebolag) registered with the Swedish Companies Registration Office with organisation number: 556737-0431.