Pay by bank transfer
Pay by bank transfer

Pay by bank transfer.

If you were expecting the gray Sofort page, don’t worry — you aren’t lost. We’ve got exciting news. Sofort payments are now part of Klarna.

Same great payment method in a new smoooth world.

Secure, direct, and fast payments you can trust. Customers can buy now, pay now with direct bank transfers powered by Klarna. It’s the smoooth way to sell online.

So what does this mean for you?

If you’re using Sofort already, you can expect the same fast, direct, convenient, and secure payments.

But now with added smoooth.

Your customers will enjoy the same great payment option with the added benefit of the Klarna brand.

You’ll have access to even more customers around the world and a host of new products available on the same platform.

Explore this page for everything you need to know about offering Direct Bank Transfer through Klarna Payments.

The smoooth online shopping experience.

Pay by bank transfer — making online shopping smoooth.

Watch your sales and conversions increase with our quick, easy, and secure bank transfers. Lock in future sales with recurring payments and subscriptions. And don’t worry about credit or fraud risk. Klarna’s got you covered. We assume full fraud and credit risk for sellers while providing customers with comprehensive buyer protection.

The big advantage.

The big advantage.

  • No risk. You get paid no matter what as Klarna takes the fraud risk.

  • Global reach. Take payments from banks in 23 countries with a combination of Direct Bank Transfer and Buy now, Pay later services offered through Klarna Payments.

  • One API. Offer Pay now, Pay later, and Pay over time options instantly through a single gateway.

  • Easy integration. All common integrations are supported. It doesn’t matter if you integrate through Klarna’s API or a platform.

  • New customers. Access the Klarna Consumer Network. Get even more customers at your fingertips.

  • Stay in control. Manage your orders with Klarna’s order management system.

  • One reconciled settlement. Received once a day.

  • More returning customers. Unrivalled customer experience delivered through the Klarna app. Your customers can manage their purchases, pay with 1-click, activate payment reminders, and chat with customer service 24/7.

Together with Klarna.

No matter what solution or payment method you choose, working with Klarna will help your business run smoothly.

Automatic updates.

You always get the latest and greatest version of all Klarna products.

New customers.

Get ready to meet 80 million existing Klarna customers.

Reliable support.

We’re here to help you and your customers with any questions.

Seller Protection.

We take on all credit and fraud risks so you can focus on running your business.

Global enterprise solutions.

All our products are tailored to local rules and preferences.

Payment guarantee.

Klarna guarantees your payments so you don’t need to worry about losses.

Frequently Asked Questions

Klarna acquired Sofort In 2014 and the payment method has now been integrated under the Klarna product range.

It depends on how you want to use the payment option. Klarna Pay Now is already integrated in the Klarna checkout, so you don’t have to do anything else. All payment methods that your customers can select at checkout are displayed.

Making payments faster, safer, and easier to use is one of the most reliable ways to increase sales. We also often see an increase in order values as customers are more comfortable making payments, which makes them more likely to return too.

We use open banking standards, which are safe by design. When shopping online, your customers use their own familiar online banking details, but confidential login details and confirmation codes aren’t stored and are never visible to you or any other third party, including Klarna.

Ready to get started?

Copyright © 2005-2023 Klarna Bank AB (publ). Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. Klarna Bank AB offers both regulated and unregulated products. Klarna’s Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Klarna Bank AB (publ) registered and head office: Sveavägen 46, 111 34 Stockholm, Sweden. A Swedish public limited company (publikt bankaktiebolag) registered with the Swedish Companies Registration Office with organisation number: 556737-0431.