Pay by bank transfer

Pay by bank transfer.

If you were expecting the gray Sofort page, don’t worry — you aren’t lost. We’ve got exciting news. Sofort payments are now part of Klarna.

Same great payment method in a new smoooth world.

Secure, direct, and fast payments you can trust. Customers can buy now, pay now with direct bank transfers powered by Klarna. It’s the smoooth way to sell online.

So what does this mean for you?

If you’re using Sofort already, you can expect the same fast, direct, convenient, and secure payments.

But now with added smoooth.

Your customers will enjoy the same great payment option with the added benefit of the Klarna brand.

You’ll have access to even more customers around the world and a host of new products available on the same platform.

Explore this page for everything you need to know about offering Direct Bank Transfer through Klarna Payments.

Pay by bank transfer — making online shopping smoooth.

Watch your sales and conversions increase with our quick, easy, and secure bank transfers. Lock in future sales with recurring payments and subscriptions. And don’t worry about credit or fraud risk. Klarna’s got you covered. We assume full fraud and credit risk for sellers while providing customers with comprehensive buyer protection.

The big advantage.

  • No risk. You get paid no matter what as Klarna takes the fraud risk.
  • Global reach. Take payments from banks in 23 countries with a combination of Direct Bank Transfer and Buy now, Pay later services offered through Klarna Payments.
  • One API. Offer Pay now, Pay later, and Pay over time options instantly through a single gateway.
  • Easy integration. All common integrations are supported. It doesn’t matter if you integrate through Klarna’s API or a platform.
  • New customers. Access the Klarna Consumer Network. Get even more customers at your fingertips.
  • Stay in control. Manage your orders with Klarna’s order management system.
  • One reconciled settlement. Received once a day.
  • More returning customers. Unrivalled customer experience delivered through the Klarna app. Your customers can manage their purchases, pay with 1-click, activate payment reminders, and chat with customer service 24/7.

Together with Klarna.

No matter what solution or payment method you choose, working with Klarna will help your business run smoothly.

Automatic updates.

You always get the latest and greatest version of all Klarna products.

New customers.

Get ready to meet 80 million existing Klarna customers.

Reliable support.

We’re here to help you and your customers with any questions.

Seller Protection.

We take on all credit and fraud risks so you can focus on running your business.

Global enterprise solutions.

All our products are tailored to local rules and preferences.

Payment guarantee.

Klarna guarantees your payments so you don’t need to worry about losses.

Frequently Asked Questions

Ready to get started?