How does Klarna handle refunds? How do I pay my monthly statement? What is a representative Annual Percentage Rate (APR)? What is an Affordability Assessment? I want to see my account agreement prior to sign up, where can I find it? I also use Pay later service, is this part of my Klarna Account? How will I know when I need to pay? What is a Klarna Account? I’ve just opened a Klarna Account, what exactly happens next? How high is my credit limit? How do I shop with Slice it? Does Klarna protect my personal information? Where can I choose Slice it as a payment option? I have been asked to go to Klarna's site. Is this correct? Can I pay less than the amount owed each month? Do I need to be 18? How do I manage my Klarna Account? How is my statement sent? What details do I need to provide when I make a purchase? Is my payment information safe? How do I make a payment? What should I do if I want to cancel my order? I have cancelled my order. When will I receive my refund? I've received my monthly statement and a payment is due, but I've not yet received my goods How will I be refunded? How do I use Slice it?