What is Financing and how does it work?

Financing allows you to pay for your purchase in several fixed monthly payments for up to 36 months.

How to finance your purchase:

  1. Select the Financing option in the store’s checkout

  2. Choose your preferred timeline and agreed interest rate

  3. Follow the steps to complete the application

  4. Get an instant approval decision

  5. Complete your purchase

You’ll receive an email from us with your payment plan when the store ships your order.

Good to Know:


When do I pay?

Your first Financing payment will be due one month after the store processes your order and then monthly thereafter on the same date each month until your statement is fully paid. Log in to view your statements and upcoming payments.

Read our Terms & Conditions for more detailed information about Financing & APR rates.

Still need help?

Get assistance with your purchases, account, and more.

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Copyright © 2005-2026 Klarna. Klarna Financial Services UK Limited is authorised and regulated by the Financial Conduct Authority (“FCA”) for carrying out regulated consumer credit activities (firm reference number 987889) and the provision of payment services and the issuing of electronic money under the Electronic Money Regulations 2011 (firm reference number 1021834). Klarna Financial Services UK Limited offers both regulated and unregulated products. Klarna’s interest free and pay up to 12 months Financing agreements, Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Incorporated in England (company number 14290857), with its registered office at 10 York Road, London, SE1 7ND.