What is the benefit of One-time Passwords (OTP?)

OTP provides you with an extra layer of security and protection when purchasing online with Klarna. Klarna uses OTP to help verify that the person initiating a purchase is the rightful owner of the details entered at checkout. If required, an OTP is sent to your registered device and the purchase can not be completed without the purchaser entering the correct OTP, so should your personal details be compromised, this extra layer of authentication can help in preventing you from becoming a victim of fraud.

For further information on how you can protect yourself against fraud, please see this FAQ.

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