Klarna Money Manager
Klarna Money Manager

Klarna Money Manager

Personal finance tools that get you mindful about your money.

Money in, money out, money managed

Clear overview

In one glance, see what you have and what you’ve spent—so nothing gets past you.

Financial controls

Set a monthly budget, and track your spending easily with automatically categorized transactions.

Understand expenses

Dig deeper with monthly spending breakdowns to see how and where you spend your money.


Is your money trying to tell you something?

Find out with Money Story 2023, a wrap-up of your spending. Nights out? Shoes? More shoes? Knowing where you spent your money last year can help you manage your money next year and budget for what you love most. Plus, link your external bank accounts for the full story on all your 2023 spending.

Klarna Money Manager PFM

Sit back and enjoy the overview

Understand what you're doing with your money with the Financial Overview. Track your balance and what you spend. Have a Klarna Card? That's in there, watch its ins and outs. It's all in your app’s Money tab.

Klarna Money Manager PFM

Break down your spending

Zoom in on your money’s movements with the Spending Breakdown.

  1. Get monthly breakdowns of your incoming and outgoing transactions.

  2. See monthly expenses broken down into categories.

  3. View automatically categorized transactions to track your spendings at a glance.

  4. Want to go deeper? Tap on a category and see individual transactions and their details.

Klarna Money Manager PFM

Ready, set, budget!

In just a few taps, set a personal limit on your Klarna spending to help you stay within your budget. Watch your progress with an easy-to-read bar indicator to monitor your expenses, and manage them.

Klarna Money Manager PFM

All your balances in a blink

One glance at your Quick Balances in the Klarna Financial Overview tells you what you have and what you owe.

Klarna Money Manager PFM

Klarna Money Manager

Manage all your money, all in one app

Copyright © 2005-2024 Klarna. Klarna Financial Services UK Ltd is authorised and regulated by the Financial Conduct Authority (“FCA”) for carrying out regulated consumer credit activities (firm reference number 987889), and for the provision of payment services under the Payment Services Regulations 2017 (firm reference number 987816). Klarna Financial Services UK Ltd offers both regulated and unregulated products. Klarna’s Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Incorporated in England (company number 14290857), with its registered office at 10 York Road, London, SE1 7ND.