Refer your friends

Earn up to $500 by referring friends.

Invite friends to the Klarna app and earn up to $500 in Macy's gift cards. And your friends can get a $10 gift card of their own. It’s a win-win.*

Scan the code with your phone’s camera to get started:

Here’s how it works.

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Get the app and invite friends.

Sign in to the app, go to Settings and tap Invite friends. Share your link with others so they can use it to get the app.


Your friends get $10.

As soon as your friends make their first eligible purchase with Klarna, they will unlock a $10 gift card.


You get $50.

For each friend that unlocks their reward, you’ll get a $50 gift card. That’s $500 up for grabs!

*T&Cs apply. Find the Klarna Referral Terms and Conditions here.

Earn more rewards for shopping.

Join Klarna rewards club for free to get amazing perks just for shopping with Klarna. And that's on top of any perks the store itself offers. Double down on loyalty points, discounts and all that good stuff.

Why over 147M shoppers use Klarna.

More time to pay.

Split your purchase into 4 interest-free payments anywhere. Our app is safe, simple, and helps you stay on-top of your budget.

Never pay full price again.

Set price drop alerts on your saved items. Browse exclusive deals. Earn rewards on every purchase.

Personalized inspo.

It's about time you had a personal shopper. Take advantage of tailored inspiration in curated collections.

We're making shoppers happy.

5 green TrustPilot stars

Micky, Trustpilot

I chose Klarna after a referral from my sister, the transaction was smooth and easy to navigate, I like the reminders for when my next payment was coming up and the email I got when I was paid off! This company rocks!

5 green TrustPilot stars

Ryan Cooley, Trustpilot

Wow I don't even know where to begin... It's literally as simple as shopping at your favorite online retailer through their app.... Go to check out...use Klarna to pay....and you are done. Wow...still in shock.

5 green TrustPilot stars

Abbey Proffitt, Trustpilot

This app has saved me many times. I don't have the money upfront for a big ticket item but don't want it on a credit card this is amazing. Also you pay it biweekly not weekly so I always order on a payday so it lines up perfect.

Refer your friends to earn gift cards.

Scan the code with your phone's camera to get started.

Monthly financing through Klarna is issued by WebBank, member FDIC. Copyright © 2005-2023 Klarna Inc. NMLS #1353190, 629 N. High Street, Third Floor, Columbus, OH 43215. Other CA resident loans made or arranged pursuant to a California Financing Law license.