Pay in full.
Fast and secure.
Check out in seconds with Klarna Pay in full. Enjoy immediate, secure payments with buyer protection on eligible purchases.¹
Why do shoppers choose to pay in full?
All details prefilled: All your details are prefilled for use, while your personal info is safe and secure.
Buyer protection: Get extra peace of mind with Klarna's buyer protection on eligible purchases.
No fees: Pay the full amount instantly with zero added fees* and no credit check required.
Convenience: Pay for everyday purchases instantly, with the ease you expect from Klarna.
How Pay in full works
Choose Klarna at checkout
Choose your payment option
Pay in full today
Pay your way at your favorite brands
Discover more ways to pay
Pay in 4
Split your purchase into 4 interest-free payments, paid automatically every 2 weeks.²
Pay in 30 days
Shop now and get the flexibility to pay up to 30 days later, with no late fees or interest when you pay on time. Pay only for what you keep.²
Pay over time
Spread the cost over 3–24 months. Best for bigger purchases like travel, tech or home. Interest may apply.³
Frequently asked questions
Questions on how to use Pay in full? Find your answers below. For any further help or troubleshooting, please contact customer service.
Klarna’s Pay in full option lets you pay the entire purchase amount immediately at checkout using your debit or credit card, with no fees and no credit check. It provides a quick, secure checkout experience and includes Klarna’s buyer protection on eligible purchases. You can also track and manage your order in the Klarna app.
To use this payment option, you must:
be at least 18 years old
be a resident of the US
have a valid debit or credit card.
A valid card means a card in your name and not expired. The card must also have sufficient funds to cover the purchase amount.
Pay in full is available nationwide in all US states, except US Territories and APO, FPO, or DPO mailing addresses.
If Pay in full is offered for your order, you'll see it as a payment option at checkout.
Klarna accepts most credit and debit cards. We will inform you at checkout if your card has not been accepted.
Klarna offers buyer protection on eligible purchases to help you if you have a problem with a purchase. For more information visit the Buyer Protection Policy.
No, we will not perform a credit check when signing up to use Klarna or using pay in full. Read more here.