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About us.

We're all about smoooth shopping, online and in-store.

Flexible payments everywhere

We partner with retailers all over the world to make it easy to pay how you like. Or, you can use our app and enjoy flexible payment options anywhere online.

Full transparency

With an instant credit decision, you can complete your purchase directly with full transparency. You can also get a full overview of your payments online or in our app.

Free rewards

Join Vibe, our free rewards club that rewards all your shopping. Join in our app and unlock your first reward after just one purchase.

Shopping freedom with Klarna.

Klarna offers a number of payment options, including direct payments, pay after delivery, and installments plans including our flagship Pay In 4 program. We provide a smooth one-click purchase experience for our customers, no matter how they pay.

Our story in numbers.


Klarna was founded in Stockholm, Sweden.


The Klarna Group was formed.


Total active customers.


US customers.


Total number of merchants.


Number of transactions per day.


Live in 45 countries.


Number of employees

Backed by investors.

Meet our CEO.

Sebastian Siemiatkowski along with our two other founders, revolutionized Swedish e-commerce, and created the success story we know today as Klarna.

Our team.

Klarna Inc. is headquartered in Columbus, Ohio, with offices in New York City. We’ve built an all-star international team hailing from the world’s best companies including Apple, Google, Facebook, Zynga, Experian,, PayPal and American Express.

Corporate Governance



Corporate Governance



Investor Relations

Monthly financing through Klarna and One time card bi-weekly payments with a service fee issued by WebBank, member FDIC. Other CA resident loans made or arranged pursuant to a California Financing Law license. Shop anywhere online in the Klarna App. Copyright © 2005-2023 Klarna Inc. NMLS #1353190, 629 N. High Street, Third Floor, Columbus, OH 43215.