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Deals and rewards

How Klarna works

Help

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Log in to manage your orders, payout reports, store statistics, and general settings.

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About us.

We're all about smoooth shopping, online and in-store.

Flexible payments everywhere

We partner with retailers all over the world to make it easy to pay how you like. Or, you can use our app and enjoy flexible payment options anywhere online.

Full transparency

With an instant credit decision, you can complete your purchase directly with full transparency. You can also get a full overview of your payments online or in our app.

Earn rewards

Join Klarna Rewards club to get more from your shopping. Start collecting points to get rewards from your favorite brands.

Shopping freedom with Klarna.

Klarna offers a number of payment options, including direct payments, pay after delivery, and installments plans including our flagship Pay In 4 program. We provide a smooth one-click purchase experience for our customers, no matter how they pay.

Klarna for business

Klarna for shoppers

Our story in numbers.

2005

Klarna was founded in Stockholm, Sweden.

2014

The Klarna Group was formed.

150m

Total active customers.

34M

US customers.

500k+

Total number of merchants.

2m

Number of transactions per day.

45

Live in 45 countries.

5k

Number of employees.

Backed by investors.

Meet our CEO.

Sebastian Siemiatkowski along with our two other founders, revolutionized Swedish e-commerce, and created the success story we know today as Klarna.

Our team.

Klarna Inc. is headquartered in Columbus, Ohio, with offices in New York City. We’ve built an all-star international team hailing from the world’s best companies including Apple, Google, Facebook, Zynga, Experian, imo.im, PayPal and American Express.

Want to join us?

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Choose your language and region

Klarna is available around the world with a variable offering, choose one that suits you best.

One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2023 Klarna Inc. NMLS #1353190, 629 N. High Street, Third Floor, Columbus, OH 43215.