We're all about smoooth shopping, online and in-store.
Flexible payments everywhere
We partner with retailers all over the world to make it easy to pay how you like. Or, you can use our app and enjoy flexible payment options anywhere online.
With an instant credit decision, you can complete your purchase directly with full transparency. You can also get a full overview of your payments online or in our app.
Join Vibe, our free rewards club that rewards all your shopping. Join in our app and unlock your first reward after just one purchase.
Shopping freedom with Klarna.
Klarna offers a number of payment options, including direct payments, pay after delivery, and installments plans including our flagship Pay In 4 program. We provide a smooth one-click purchase experience for our customers, no matter how they pay.
Our story in numbers.
Klarna was founded in Stockholm, Sweden.
The Klarna Group was formed.
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Live in 45 countries.
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