Get it first.
Pay 30 days later.
Shop now and pay 30 days after your order ships with Klarna. Enjoy zero upfront payments, no interest, and no fees when you pay on time.¹
Why Pay in 30 days?
Flexibility: You have 30 days from when your order ships to pay, giving you more control over your spending.
Pay for what you keep: Making returns? Pause your payment and pay only for the items you actually keep.
No extra fees: No fees will be charged when you pay on time.
How Pay in 30 days works
Choose Klarna at checkout
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Don't see Klarna Pay in 30 days at checkout?
Don't see Klarna Pay in 30 days at checkout?
Frequently asked questions
Questions on how to use Pay in 30 days? Find your answers here. For any further help or troubleshooting, please contact customer service.
Klarna's Pay in 30 days allows you to buy now and pay later with no down payment. Your 30-day payment window begins when the merchant ships your order, no interest or fees if you pay on time. In the app, you'll have the option to pay off the balance earlier or extend the due date to a later date, if needed.
If your order is eligible for Pay in 30 days, the option will be presented at the time of checkout. As soon as the store ships your order, you will receive an email from Klarna outlining your payment due date. Your purchase and payment will then be visible to manage in the app.
Klarna may perform a soft credit check when you use Pay in 30 days to assess your eligibility.
We may perform a soft credit check when you use Pay in 30 days. Soft credit checks do not affect your credit score and will not be visible to other lenders. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit, including with Klarna. Read more here.
Pay in 30 days is available on select Klarna partner sites to customers in all US states except Hawaii. Pay in 30 days is also unavailable in US Territories and to customers with APO, FPO, or DPO addresses.
If Pay in 30 days is offered for your order, you'll see it as a payment option at checkout.
Klarna currently accepts debit and credit cards as a form of payment when checking out with Pay in 30 days.