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Deals and rewards

How Klarna works

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Legal agreements for Klarna services.

For all users

Klarna Shopping Service

Klarna Privacy Policy

Klarna Fraud Liability Protection

Klarna Recurring Text Message Program – Terms and Conditions

Klarna Rewards Club

Klarna Referral

Klarna Marketing Text Message Program

Pay later

Pay in 4 installments

Klarna Card

WebBank Klarna Card Agreement

Money Transmissions

Important Disclosures

Pay with Klarna

Pay now by card

Purchase and delivery information

Auto-import / Magic import

Monthly Financing

Closed-end – WebBank Klarna – example ‘agreement’

Revolving Credit – WebBank Klarna Credit Account Agreement

WebBank Privacy Notice

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Klarna is available around the world with a variable offering, choose one that suits you best.

Monthly financing through Klarna is issued by WebBank, member FDIC. Copyright © 2005-2022 Klarna Inc. NMLS #1353190, 629 N. High Street, Third Floor, Columbus, OH 43215. Other CA resident loans made or arranged pursuant to a California Finance Lenders Law license.