The Klarna Card

is here.

Take Pay in 4 anywhere. Track it in the

app.

Split your purchase into 4 interest-free payments. Pay nothing upfront and make payments every 2nd Friday. Track rewards, purchases, and payments in the app. Your first 12 months are free, then just $3.99 to keep your card active—and always interest-free.

  • No interest

  • No credit impact

  • Rewards and perks

  • Track payments in the app

  • No interest

  • No credit impact

  • Rewards and perks

  • Track payments in the app

Klarna Card
S2 hand mobile without cardS2 Hand Web

Pay in 4

online

offline

abroad

anywhere.

Shop at your favorite brands the world over and enjoy the flexibility of Pay in 4 anywhere VISA is accepted.

No hassle here.

Add your debit card, shop what you love, and your purchase will be split into 4 interest-free payments. Enroll in Autopay or make payments manually, and track it all in the app.

No hard credit check.

A soft credit check is performed when you apply for or use the Klarna card. This does not affect your score.

Your credit score won’t be affected when you apply for or use the Klarna Card.

Free for the first 12 months.

Enjoy the benefits of the Klarna Card with no fee for the first 12 months. After that, there will be an $3.99 monthly membership fee to maintain your access to those interest-free payments and rewarding benefits anywhere. Take everything you love about Klarna, anywhere you shop.

Your first year using the Klarna Card is free, then a $3.99 monthly fee to keep the Card activated.

No interest.

Get what you want, when you want it, absolutely interest-free. Spread the cost of your purchase across 4 interest-free payments bundled into 1 bi-weekly statement. You’ll make payments every 2 weeks manually or when you enroll in Autopay. Your Klarna Card is free for the first 12 months then just $3.99/mo to keep your card active—and always interest-free.

More time to pay is what we do. Charging interest? Not our thing. The Klarna Card has a 0% APR.

No hard credit check.

A soft credit check is performed when you apply for or use the Klarna card. This does not affect your score.

Your credit score won’t be affected when you apply for or use the Klarna Card.

Free for the first 12 months.

Enjoy the benefits of the Klarna Card with no fee for the first 12 months. After that, there will be an $3.99 monthly membership fee to maintain your access to those interest-free payments and rewarding benefits anywhere. Take everything you love about Klarna, anywhere you shop.

Your first year using the Klarna Card is free, then a $3.99 monthly fee to keep the Card activated.

No interest.

Get what you want, when you want it, absolutely interest-free. Spread the cost of your purchase across 4 interest-free payments bundled into 1 bi-weekly statement. You’ll make payments every 2 weeks manually or when you enroll in Autopay. Your Klarna Card is free for the first 12 months then just $3.99/mo to keep your card active—and always interest-free.

More time to pay is what we do. Charging interest? Not our thing. The Klarna Card has a 0% APR.

Ready

for rewards?

Complete a mission—like making first transaction with Klarna Card—to earn rewards redeemable at your favorite brands. More rewards coming in the future.

Heads up - Klarna Card doesn’t earn points for every purchase, but rewards you after you complete a mission!

Get 24/7 control.

Alerts.

Get notified before it's time to pay or setup Autopay. Track all of your purchases.

Feel safe.

Freeze or block your card when lost or stolen.

Purchase power

Know how much you can afford with Klarna.

Pay abroad.

Klarna does not charge a foreign exchange fee. Easily calculate payments in the app.

Set a limit.

Track what you spend by setting a monthly allowance.

Manage.

Your card, your rules. Shop IRL, manage with a tap. Enable and disable contactless, online or abroad.

Just

4

interest- free

payments.

S5 Split into 4 1

Tap once.

Pay in 4.

The flexibility you need is always at your fingertips.

S5 Split Into 4 Mobile Illustration

Tap once.

Pay in 4.

The flexibility you need is always at your fingertips.

Checkout on

your terms.

Add the Klarna Card to Apple Pay for secure and contactless payments with your smart devices.

Choose your

style.

The Klarna Card comes in two designs with the same perks and experience. Like all things Klarna, the choice is yours.

FAQs.

The Klarna Card is issued by WebBank pursuant to a license from Visa U.S.A Inc