We're currently inviting a limited number of shoppers to get the Klarna Card. Want in? Make sure you have the Klarna app and keep an eye on your inbox to find out when it's available.
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Log in to manage your orders, payout reports, store statistics, and general settings.
The Klarna Card
is here.
Take Pay in 4 anywhere.* Track it in the
app.
Split your purchase into 4 interest-free payments. Pay nothing upfront and make payments every 2nd Friday. Track rewards, purchases, and payments in the app. Shop interest-free at all times for only $4.99 a month.
No interest
No credit impact
Rewards and perks
Track payments in the app
No interest
No credit impact
Rewards and perks
Track payments in the app
Pay in 4
online
offline
abroad
anywhere.*
Shop at your favorite brands the world over and enjoy the flexibility of Pay in 4 anywhere* VISA is accepted.
No hassle here.
Add your debit card, shop what you love, and your purchase will be split into 4 interest-free payments. Enroll in Autopay or make payments manually, and track it all in the app.
No hard credit check.
A soft credit check is performed when you apply for or use the Klarna card. This does not affect your score.
Your credit score won’t be affected when you apply for or use the Klarna Card.
Just $4.99 a month.
Enjoy the benefits of the Klarna Card for a $4.99 monthly fee to maintain your access to those interest-free payments and rewarding benefits anywhere. Take everything you love about Klarna, anywhere you shop.
$4.99 is a monthly Klarna Card fee to access interest-free purchases.
No interest.
Get what you want, when you want it, absolutely interest-free. Spread the cost of your purchase across 4 interest-free payments bundled into 1 bi-weekly statement. You’ll make payments every 2 weeks manually or when you enroll in Autopay. Shop interest-free at all times for only $4.99 a month.
More time to pay is what we do. Charging interest? Not our thing. The Klarna Card has a 0% APR.
No hard credit check.
A soft credit check is performed when you apply for or use the Klarna card. This does not affect your score.
Your credit score won’t be affected when you apply for or use the Klarna Card.
Just $4.99 a month.
Enjoy the benefits of the Klarna Card for a $4.99 monthly fee to maintain your access to those interest-free payments and rewarding benefits anywhere. Take everything you love about Klarna, anywhere you shop.
$4.99 is a monthly Klarna Card fee to access interest-free purchases.
No interest.
Get what you want, when you want it, absolutely interest-free. Spread the cost of your purchase across 4 interest-free payments bundled into 1 bi-weekly statement. You’ll make payments every 2 weeks manually or when you enroll in Autopay. Shop interest-free at all times for only $4.99 a month.
More time to pay is what we do. Charging interest? Not our thing. The Klarna Card has a 0% APR.
Ready
for rewards?
Complete a mission—like making first transaction with Klarna Card—to earn rewards redeemable at your favorite brands. More rewards coming in the future.
Heads up - Klarna Card doesn’t earn points for every purchase, but rewards you after you complete a mission!
Get 24/7 control.
Alerts.
Get notified before it's time to pay or setup Autopay. Track all of your purchases.
Feel safe.
Freeze or block your card when lost or stolen.
Purchase power
Know how much you can afford with Klarna.
Pay abroad.
Klarna does not charge a foreign exchange fee. Easily calculate payments in the app.
Set a limit.
Track what you spend by setting a monthly allowance.
Manage.
Your card, your rules. Shop IRL, manage with a tap. Enable and disable contactless, online or abroad.
Just
4
interest- free
payments.
Tap once.
Pay in 4.
The flexibility you need is always at your fingertips.
Tap once.
Pay in 4.
The flexibility you need is always at your fingertips.
Checkout on
your terms.
Add the Klarna Card to Apple Pay for secure and contactless payments with your smart devices.
Choose your
style.
The Klarna Card comes in two designs with the same perks and experience. Like all things Klarna, the choice is yours.
FAQs.
The Klarna Card is issued by WebBank pursuant to a license from Visa U.S.A Inc
* Virtual Klarna Cardholders can add the virtual Klarna Card to their digital wallet and use it in-store anywhere Apple Pay or Google Pay are available.
Choose your language and region
Klarna is available around the world with a variable offering, choose one that suits you best.
Monthly financing through Klarna is issued by WebBank, member FDIC. Copyright © 2005-2023 Klarna Inc. NMLS #1353190, 629 N. High Street, Third Floor, Columbus, OH 43215. Other CA resident loans made or arranged pursuant to a California Financing Law license.