
Payment methods.
Financially empower your shoppers. Offer more payment options so they can choose when and how to pay.
The world’s top brands are using Klarna payment methods.






More options. More shoppers.
Our payment options are built for the modern shopper. Give your customers the ability to buy what they love today. You always get paid in full and upfront, your customers pay at a later date in-store and online. It doesn't get simpler.
No sweat shopping.
We give your customers a seamless, intuitive, and enabling shopping experience. With modern technology we’ll help you deliver one-click purchases and the flexibility shoppers want. It’s shopping the way it should be: upfront, transparent and fun.
Flexible payments
When using 3 instalments, customers pay 1/3 at checkout and their remaining 2 payments are collected automatically at 30 and 60 days.
Faster checkout
The consumer experience is frictionless when buying with Klarna. Go seamlessly from browsing to bought. Our journey is up to 3x faster than our competitors based on a smooth UX.
Effortless shopping
With no added cost to the order and automatic payments on Pay in 30 days and Instalments, shopping is as straightforward as making any regular card purchase. More freedom means happy, returning customers.
Personal experience
Returning Klarna shoppers are treated like returning customers for you. Details are pre-filled and preferred shipping and payment options are pre-selected.
No risk. Just rewards.
Selling with Klarna is beneficial to your business.
Get new customers
Klarna refers millions of shoppers to our online retailers via integrated marketing campaigns.
Problem? No problem!
We’re here to help if anything unexpected happens to you or your customers.
Zero-fraud liability
We’ve got your back. If it turns out a customer isn’t who they say they are, we take the cost.
Upfront payment
You always get paid upfront and in full with any Klarna payment option.
Seller protection
We assume credit and fraud risk, so you can focus on running a successful business.
Global enterprise solutions
Adaptable products to fit local preferences and legislation.
Automatic updates
You’ll always have the latest and greatest version of all Klarna products.