I don’t recognize a charge, what should I do?

If you receive an email or see a charge linked to Klarna that you don’t recognize, report the unauthorized charge to us.

Before reporting a charge as unauthorized, first, check that:

  • You are the only person in your household who has used your account to shop
  • You did not select Klarna at the checkout on a store’s website without noticing
  • You did not receive an order confirmation or email from Klarna on or around the date of the purchase
  • It‘s not a charge for a previous order that has been billed separately
  • It’s not a possible authorization hold for a pending purchase

If you still do not recognize this Klarna purchase and you believe you may be a victim of identity theft, report it to us directly in the app or by contacting our customer service.

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Copyright © 2005-2023 Klarna Bank AB (publ). Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. Klarna Bank AB offers both regulated and unregulated products. Klarna’s Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Klarna Bank AB (publ) registered and head office: Sveavägen 46, 111 34 Stockholm, Sweden. A Swedish public limited company (publikt bankaktiebolag) registered with the Swedish Companies Registration Office with organisation number: 556737-0431.