How to Pay in 4 with Klarna.

November 3, 2020 - 3 min read





Pay in 4 allows you to split the cost of your purchase into 4 easy payments, made every 2 weeks. No interest. No catch. Just more time to pay.

We offer Pay in 4 because we believe it’s possible to stay on budget and get what you love. We have more than 5,000 retail partners in the US with Klarna integrated into their website, and when you shop through our app, you’re able to pay in 4 anywhere.

Here’s how to get started:

Step 1: Shop your way.

Whether you’re shopping with one of our retail partners or at any brand through our app, fill your cart and head to checkout as usual.


Step 2: Choose Klarna Pay in 4 at checkout.

We’ll outline your payment schedule before you checkout, and send you an email with follow up information once you do. Payment 1 is charged at checkout, and you’ll make the remaining payments every 2 weeks from there.


Step 3: Just 4 payments.

We help make sure you’ll never miss a payment. We’ll even automate them for you! You can track your repayment progress through our app, and we’ll also notify you via email when your next payment is coming up.


We’ve had customers use Pay in 4 to get almost everything on the internet. Art materials, school supplies, the perfect presentation blazer, holiday gifts, skis, and of course, fresh sneakers. But whatever you’re shopping for, smaller payments are a way to get what you need on a schedule that fits your budget and your life.


Want to try Pay in 4?

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Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2024 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.