Klarna Money Manager

Personal finance tools that get you mindful about your money.

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Money in, money out, money managed

Clear overview

In one glance, see what you have, what you’ve spent, and what you’ve saved—so nothing gets past you.

Financial controls

Set a monthly budget, and track your spending easily with automatically categorized transactions.

Understand expenses

Dig deeper with monthly spending breakdowns to see how and where you spend your money.

Is your money trying to tell you something?

Find out with Money Story 2023, a wrap-up of your spending. Nights out? Shoes? More shoes? Knowing where you spent your money last year can help you manage your money next year and budget for what you love most. Plus, link your external bank accounts for the full story on all your 2023 spending.

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Sit back and enjoy the overview

Understand what you're doing with your money with the Financial Overview. Track your balance, what you spend, and save with a glance. Have a Klarna Card? That's in there. Got a Klarna Bank Account? Watch its ins and outs. It's all in your app’s Money tab.

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Break down your spending

Zoom in on your money’s movements with the Spending Breakdown.

Get monthly breakdowns of your incoming and outgoing transactions.
See monthly expenses broken down into categories.
View automatically categorized transactions to track your spendings at a glance.
Want to go deeper? Tap on a category and see individual transactions and their details.

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Ready, set, budget!

In just a few taps, set a personal limit on your Klarna spending to help you stay within your budget. Watch your progress with an easy-to-read bar indicator to monitor your expenses, and manage them.

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All your balances in a blink

One glance at your Quick Balances in the Klarna Financial Overview tells you what you have, what you owe, and what you’ve saved with Klarna.

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Klarna Money Manager

Manage all your money, all in one app

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Choose your language and region

Klarna is available around the world with a variable offering, choose one that suits you best.

Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2024 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.