Klarna Money Manager.

Personal finance tools that get you mindful about your money.

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Money in. Money out. Money managed.

Clear overview.

In one glance, see what you have, what you’ve spent, and what you’ve saved—so nothing gets past you.

Financial controls.

Set a monthly budget, and track your spending easily with automatically categorized transactions.

Understand expenses.

Dig deeper with monthly spending breakdowns to see how and where you spend your money.

Sit back and enjoy the overview.

Understand what you're doing with your money with the Financial Overview. Track your balance, what you spend, and save with a glance. Have a Klarna Card? That's in there. Got a Klarna Bank Account? Watch its ins and outs. It's all in your app’s Money tab.

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Break down your spending.

Zoom in on your money’s movements with the Spending Breakdown.

Get monthly breakdowns of your incoming and outgoing transactions.
See monthly expenses broken down into categories.
View automatically categorized transactions to track your spendings at a glance.
Want to go deeper? Tap on a category and see individual transactions and their details.

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Ready, set, budget!

In just a few taps, set a personal limit on your Klarna spending to help you stay within your budget. Watch your progress with an easy-to-read bar indicator to monitor your expenses, and manage them.

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Do you know what your money did last year?

At the end of year, see how and where you spent your money over the previous year with Klarna's Money Story. Use this comprehensive report to understand your finances and get better control over them—whether it's setting a budget, or continuing your financial habits.

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All your balances in a blink.

One glance at your Quick Balances in the Klarna Financial Overview tells you what you have, what you owe, and what you’ve saved with Klarna.

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Klarna Money Manager

Manage all your money, all in one app.

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Choose your language and region

Klarna is available around the world with a variable offering, choose one that suits you best.

Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2023 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards in the Klarna App, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.