H&M logo

Pay in 4 small payments at H&M.

Shop what you love from H&M, without breaking your budget, when you split your purchase into 4 smaller payments with Klarna. Online and in-store.

How to use Klarna at H&M.

  1. Download the Klarna app and search for H&M.
    Search for H&M on the home screen and start adding items to your cart.
  2. Go to your shopping cart.
    H&M is already smoooth, so you can use the Klarna payment option you like, right in the checkout page.
  3. Pay in 4.
    Take control of your budget. Use Klarna to split the cost of your purchase into 4 smaller interest-free payments, paid every 2 weeks.

No interest. No catch. Just Klarna.

Klarna gives you the power to shop what you want, when you want, with added time and flexibility to pay for it. When you split the cost of your purchase into 4 smaller payments with Klarna, you’ll never pay any interest. Ever. It works anywhere online and in-store with select retailers using the Klarna app. And you’ll even earn rewards on every dollar spent with our free rewards program, Vibe.

Partner stores.

See where else you can pay later with Klarna.

Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2024 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.