Pay in 4.
Split your purchase into 4 interest-free payments, online and in-store.
Get the free Klarna app on your phone:
More time to pay. Anytime you need.
Budget your way.
Spread out your shopping and take charge of your spending.
Better than credit.
Pay in 4 never affects your credit score, just offers more flexibility.
No interest. Ever.
And, no fees when you pay on time.
How Pay in 4 works.
Make 1 interest-free payment, every 2 weeks. Get the Klarna app to use Pay in 4 online and in-store.
Get the app.
If you want to Pay in 4 online or in-store, it all starts with the Klarna app.
Set your budget.
Create a one-time card with the amount you want to spend. Your personal details and wallet will be protected, always.
Choose Pay in 4, and pay just 25% upfront.
Pay every 2 weeks.
We’ll keep you on track with reminders in the app.
Get financial breathing room.
Pay in 4 and take charge of your budget.
- No interest. Ever.
- No impact on your credit.
- No hidden fees.
Pay in 4 anywhere. Now from your computer.
The Klarna app just got a new best friend, Klarna for Chrome. It's our new extension that lets you Pay in 4 anywhere, directly from desktop. You can still manage all your payments from the app.
- Pay in 4 at any online store.
- No interests. No fees.
- No-hassle installation.