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How Klarna works
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Log in to manage your orders, payout reports, store statistics, and general settings.
Pay in 4.
Split your purchase into 4 interest-free payments, when you choose Klarna at checkout.
How Pay in 4 works.
Make 1 interest-free payment, every 2 weeks, when you choose Klarna at checkout.
Pay with Klarna at checkout when shopping at your favorite stores.
Split the cost.
Choose Pay in 4, and pay just 25% upfront*. Interest-free.
Manage your purchases.
We'll keep you on track with reminders and updates in the app.
*See payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.
Get financial breathing room.
Pay in 4 and take charge of your budget.
No interest. Ever.
No impact on your credit.
No fees when you pay on time.
Download the Klarna app to get started.
When you pay in 4, we split your purchase into 4 equal payments. We collect the first payment when you check out. The remaining 3 payments are collected every 2 weeks. You spread the cost over 6 weeks, with no interest or fees if you pay on time.
We’ll email you if your payment is unsuccessful. We’ll also try one more time to collect it. If we can’t collect it a second time, it will be added to your next payment along with a late fee of up to $7.00. The aggregate sum of your late fees will never exceed 25% of your order value at the time of purchase.
Choose your language and region
Klarna is available around the world with a variable offering, choose one that suits you best.
Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank, member FDIC. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2023 Klarna Inc. NMLS #1353190, 629 N. High Street, Third Floor, Columbus, OH 43215.