Klarna Online
Payments matter.
But the experience matters more.

Always secure, always intuitive and always easy to maintain, our solutions let you select which payment options you want to offer your customers. Whichever you choose, they’ll enjoy simple, secure and smooth payments every time they buy.

Always secure, always intuitive and always easy to maintain, our solutions let you select which payment options you want to offer your customers. Whichever you choose, they’ll enjoy simple, secure and smooth payments every time they buy.

Redefining payments.
Pay now.

Instant payments for customers who like to pay for a purchase immediately.

Pay later.

Delayed payments for customers who like low friction purchases and to pay after delivery by invoice.

Slice it.

Instalment, revolving and other flexible financing plans let customers pay when they can and when they want.

As a complete payments solution, we don’t just offer and support our own payment methods, as popular as they are – we make sure you can also accept the relevant local payment methods you need to in every one of our markets. Whether it’s iDeal in the Netherlands, Swish in Sweden or Sofort in Germany – and of course we handle Visa and Mastercard in 180+ countries around the world. Ready for the best bit? When you sell with Klarna, regardless of the payment method, you will always get paid for every order. Klarna takes all the fraud and credit risk.

Tell me more about these smoooth payment methods

The smooothest customer journey imaginable with more ways to pay and more chances to sell.

Klarna assets, channels and collaborations will enhance your marketing efforts, ensuring lower cost of customer acquisition.


Our portfolio of solutions will enable you to make relevant and personlised offers for your visitors to increase basket sizes and average order values.


Our checkout features and payment options help you maximise conversions by identifying customers, pre-filling personal details and remembering payment preferences, as well as completing real-time credit assessments.


Klarna's app lets consumers manage their post-purchases needs themselves - minimising cost and the time you spend on administration.


Cross-sell and marketing opportunities within thank you pages, invoices and order confirmations make customer interactions become as much about the next purchase as the last one.

You had me at smoooth.

If you’re ready to start enjoying the benefits of partnering with Klarna, click the button below. Starting with Klarna will have you up and running in no time. But we’re always ready to help if you need us.

How Klarna will work for you.

Building blocks or out-of-the-box

We built our products to work for you, however you want to work. There are configurations and solutions for every size and type of business, from highstreet chains to start-ups. Ready-to-go integrations for platforms and systems and a full developers toolkit for for those who like the nitty gritty of snippets and SDKs.

Some talk. Others walk the walk.

Companies of every shape and size already use Klarna to make business smoooth: including businesses like yours. Find out what we’ve done for them – and what we can do for you.

Every day's a school day

The knowledge hub is a unique resource with industry insights and inspiration from the fast-moving world of retail and digital payments. Sign up now and you’ll never miss the chance to build better business through our insights and learning opportunities.

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Slik behandler vi dine opplysninger

Slik behandler vi dine opplysninger

Klarna Bank AB (publ) er et svenskt registrert selskap med organisasjonsnummer 556737-0431. All innsamling, bearbeiding og annen bruk av personopplysninger benyttes kun i sammenheng med tjenestene Klarna AB («Klarna») tilbyr og er nødvendig for å kunne tillate deg å gjøre kjøp med Klarna, eller benytte andre tjenester, for eksempel informasjonsblanketter og chat. Eksempel på bruk av dine angitte personopplysninger er når vi besvarer din henvendelse. Vi er forpliktet til å behandle personopplysninger med ytterste forsiktighet og oppgir ikke personlig data til tredjeparter for reklame eller markedsføring, med mindre annet er uttrykkelig angitt. Klarna vil kunne overføre opplysninger til tjenesteleverandører etablert i et tredje land. Behandling av data må oppfylle kravene til personvern som gjelder for landene i EØS-området, spesielt Sverige. Vi har foretatt tekniske og organisatoriske tiltak for å sikre at eksterne tjenesteleverandører tilfredsstiller disse kravene. For mer informasjon, inkludert informasjon om hvordan man kan tilbakekalle sitt samtykke, endringer i personopplysninger og forespørsler om informasjon, kan du lese her Klarna.