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Checkout
A complete checkout solution.
A checkout built for conversion.
Klarna Checkout comes with everything you need to create the smoothest shopping experience for your customers, including seamless customer identification and accepting all major payment methods. It’s built to improve your business performance — converting browsers into happy customers.
How it works.
By offering our complete online checkout solution, you make it easy for your customers to shop how they prefer, often with a single-click. With a simpler buying process, you’ll get more loyal customers and less abandoned baskets.
On-site messaging
Shoppers learn that they can buy now and pay later when shopping. The dynamic message adapts to the user’s history and preference.
Billing address
Every returning Klarna user is treated as a returning customer for you and has their billing and shipping address pre-filled.
Payment methods
All major payment methods are included. Your customers can use their card, bank transfer or any of the options to pay now or pay later with Klarna
Post-purchase experience
Whether you’re a retailer or a shopper, we’ve got your back. We take full fraud and credit risk for sellers, while giving full protection to buyers. We also put control in the hands of customers via the Klarna app – gathering all orders in a single place. With the app, your customers can manage their purchases, chat with customer service 24/7 and even report returns.
With pre-filled information for returning customers and a mobile-first experience, users can shop on-the-go or from the comfort of their sofa.
85%
of shoppers who use Klarna say it’s a better experience than other online checkouts.
99%
of purchases are seamless, with no customer complaints.
The simplicity of Klarna Checkout proved to be exactly what we needed for fitnessguru. With excellent results in the Nordics, KCO was an obvious choice when we launched in the UK. The result wasn’t just higher conversion – especially on mobile – but also much less admin. That’s freed up time for what we love most: talking to our customers and focusing on selling great product.Christian Lindberg, Owner
Integration.
Klarna checkout is available through many e-commerce platforms and can be integrated directly to your site if you so wish. The service is integrated in such a way that Klarna can make automatic updates to it. In other words, once you’ve integrated the solution, your checkout will continue to be updated to meet any needs your customers might have in the future.
Platforms
Klarna Checkout is pre-integrated to most e-commerce platforms. The easy setup is straightforward and it won’t be long until you can start accepting payments.
Developers
Here you will find the integration guides, API documentation for those wanting to integrate directly with our systems, and more to help you get started.
Details about Klarna Checkout.
Let’s get down to the nitty-gritty. All you need to know about Klarna Checkout is right here.
Service
Market availability | US, UK, DE, NL, AT, SE, FI, NO, DK |
Cutomer identification | Included |
Payment methods included | Instalments, Pay in 30 days, Financing ¹ |
Klarna buyers protection | Included |
Klarna sellers protection | Included |
¹ Further eligibility checks will apply.
Integration
Direct integration via | Javascript & RestAPI |
Auto updates | Included |
Auto local | Included |
Developer’s resources |
Partnership
Max payment delay | 3 business days after order is shipped |
Standard term of agreement | 36 months |
E-commerce platforms |
What else?
We have more solutions and services that might interest you.
Instalments
Offer interest-free instalments.
Allow your customers a modern alternative to point of sale credit by letting them pay in 3 equal interest-free instalments.
Pay in 30 days
Offer an extra 30 days to pay.
Let your customers try before they buy by offering an extra 30 days to complete their payment, interest free.
Express button
A quick-pay button that closes the checkout gap.
Give new customers the speedy VIP treatment they deserve.
Ready, steady, smoooth.
Choose your language and region
Klarna is available around the world with a variable offering, choose one that suits you best.
Copyright © 2005-2023 Klarna. Klarna Financial Services UK Ltd is authorised and regulated by the Financial Conduct Authority (“FCA”) for carrying out regulated consumer credit activities (firm reference number 987889), and for the provision of payment services under the Payment Services Regulations 2017 (firm reference number 987816). Klarna Financial Services UK Ltd offers both regulated and unregulated products. Klarna’s Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Incorporated in England (company number 14290857), with its registered office at 125 Kingsway, London, WC2B 6NH.