Instalments
Offer 3 interest-free instalments.
Interest-free instalments give shoppers the freedom to choose how and when to pay. They can spread the cost while you get paid in full, straight away. As an alternative to credit, instalments boost sales and loyalty when offered as an option in your checkout.
55%
increase in average order value from shoppers paying with instalments.
44%
of users would have abandoned their purchase if instalments wasn’t available.
How it works.
The ability to pay in instalments increases a shopper's financial control and spending power. Now they can buy what they want, when they want it. With no interest or fees - ever. FOMO is so over. Good news for shoppers, great news for your business.
Browsing
Shoppers learn that they can buy now and spread the cost over 3 convenient instalments at no additional cost to the customer.
At checkout
After selecting Klarna, the payment details are displayed. Both credit and debit cards can be used for payment. No signup or account is required.
On shipment
Once the order has been processed, we collect the customer’s first payment and pay you in full. We'll then automatically charge their card on Day 30 and Day 60 from moment of purchase.
Post purchase experience
Whether you’re a retailer or a shopper, we’ve got your back. We take full fraud and credit risk for sellers, while giving complete protection to buyers. We also put control in the hands of customers with the Klarna app – gathering all orders in a single place. Through the app, customers can manage their purchases, choose payment methods, chat with customer service 24/7, and even report returns. Before their next payment is due, we’ll send a friendly reminder for a hassle-free experience.
Our super simple checkout and effortless post purchase experience is designed for customer satisfaction.
94%
of shoppers are likely to revisit a retailer who offer Klarna instalments.
85%
of users say Klarna is a better experience than other online checkouts.
Boost your business.
Almost half of online shoppers in the UK now expect alternative payment options. Give shoppers what they want - convenience and choice - while growing your business at the same time. Our instalments service is perfect for fashion, beauty, homeware, jewellery and electrical retailers with AOVs between £150 - £800.
Conversion
From browsing to purchase in 25 seconds. That’s up to 3x faster than competitors. One-click shopping together with an easy and seamless checkout will make more shoppers complete their purchase.
Average order value
With a payment option that lets shoppers spread the cost of their order, together with our full buyer’s protection, they get more security and spending power. Making large purchases becomes even easier.
Customer loyalty
Exceeding the customer's expectations will increase satisfaction and the number of happy, returning customers. And our 24/7 customer support is always ready to help.
Drive traffic
Partnering with Klarna will increase your website traffic. Our strong brand and influencer collaborations speak to shoppers, who are actively looking for retailers that offer our payment methods.
“We’re now able to attract customers looking to invest more in their outdoor activities, safe in the knowledge that they can see the goods at home before parting with all their cash up front. It means we can expand the type of equipment and the brands we stock, allowing us to stay ahead of the pack.”
Richard Forman, PJ Outdoors
Always with Klarna.
Regardless of what solution or payment method you sign up for, joining forces with Klarna will make running your business easier.
Automatic updates
You’ll always have the latest and greatest version of all Klarna products.
New customers
Klarna refers millions of shoppers to our retailers via our channels, such as our shop directory.
Business insights
Make smart, data-driven decisions based on real customer insight.
Seller’s protection
We assume all credit and fraud risk, so you can focus on running a successful business.
Buyer’s protection
We’ve got your customer’s back. If their order doesn’t arrive, they don’t pay. We take the cost.
Globally compliant
All products are adapted to fit local preferences and legislation.
Upfront payment
You always get paid right away and in full with any of Klarna’s payment options.
