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Instalments
Interest free instalments.
Let your customers split the cost of their purchase into 3 monthly instalments, online and in-store.
The UK’s biggest brands let their shoppers pay in 3 instalments with Klarna.
How instalment payments work.
On each product page, shoppers learn that they can buy now and spread the cost over 3 monthly interest-free instalments.
1. At checkout
At checkout, the customer selects Klarna as their payment method. They will then see the option to pay using 3 Instalments along with the cost and payment schedule.
2. On shipment
Once the order is processed, Klarna pays you (the retailer) upfront and in full. We'll take care of collecting the payments from the shopper.
3. Post-purchase
Your shopper gets a clear overview of their purchases in the Klarna app and can easily manage their orders.
“The biggest surprise was Klarna’s success as an acquisition tool. Our tracking confirms that 50% of all Klarna sales are new customers to Cox and Cox, with many in the 25-34 age group. Klarna has helped us break free from typical buyer stereotypes and open up a new demographic for our business.”
Aynsley Peet, Head of Ecommerce at Cox & Cox
Effortless integration.
Getting up and running with Klarna is easy. We can quickly integrate with your existing technology platforms and payment partners. Need a custom solution? We can do that, too.
Let’s get down to the nitty-gritty. All you need to know about Klarna Instalments is right here.
Market availability | UK |
Show/hide function | Included |
Payment period starts | When order is shipped |
Number of payments | 3 payments |
Time between payments | 30 days |
Consumer APR | 0%. No interest |
Consumer fees | No fees, when they pay on time |
Payments made | Automatically charged from specified card |
Klarna buyers protection | Included |
Klarna sellers protection | Included |
Credit broker licence | Not required. Unregulated product. |
Direct integration via | Javascript and RestAPI |
Auto updates | Included |
Dev resources |
Max payment delay | 18 days |
Standard term of agreement | 36 months |
Pre-integrated e-commerce platforms |
What else?
We have more solutions and payment methods that might interest you. Read more about how and where you can sell with Klarna.
Financing
Give your customers the option to buy now and spread the cost with monthly payments, interest free or interest bearing.
Pay in 30 days
Let your customers try before they buy by offering an extra 30 days to complete their payment, interest free.
Get Klarna customers shopping with you now. Are you ready?
Choose your language and region
Klarna is available around the world with a variable offering, choose one that suits you best.
Copyright © 2005-2023 Klarna Bank AB (publ). Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. Klarna Bank AB offers both regulated and unregulated products. Klarna’s Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Klarna Bank AB (publ) registered and head office: Sveavägen 46, 111 34 Stockholm, Sweden. A Swedish public limited company (publikt bankaktiebolag) registered with the Swedish Companies Registration Office with organisation number: 556737-0431.