Instalments
Interest free instalments.
Let your customers split the cost of their purchase into 3 monthly instalments, online and in-store.

The UK’s biggest brands let their shoppers pay in 3 instalments with Klarna.






Give your customers the financial freedom they deserve by letting them choose how and when to pay. Payment convenience and control for shoppers when they need it, on their terms.
How instalment payments work.
On each product page, shoppers learn that they can buy now and spread the cost over 3 monthly interest-free instalments.

1. At checkout
At checkout, the customer selects Klarna as their payment method. They will then see the option to pay using 3 Instalments along with the cost and payment schedule.

2. On shipment
Once the order is processed, Klarna pays you (the retailer) upfront and in full. We'll take care of collecting the payments from the shopper.

3. Post-purchase
Your shopper gets a clear overview of their purchases in the Klarna app and can easily manage their orders.
Cox & Cox
“The biggest surprise was Klarna’s success as an acquisition tool. Our tracking confirms that 50% of all Klarna sales are new customers to Cox and Cox, with many in the 25-34 age group. Klarna has helped us break free from typical buyer stereotypes and open up a new demographic for our business.”
Aynsley Peet, Head of Ecommerce at Cox & Cox