Pay in 30 days

Offer an extra 30 days to pay.

Paying later means payment empowerment. Let your customers try before they buy and pay up to 30 days after despatch. Increase checkout convenience and increase your sales.

16%

increase in average order value.

20%

increase in shopper’s purchase frequency vs card.

How it works.

Pay in 30 days is designed to make shopping easier for your customers.

Browsing

Your customers learn that they can pay for their order after they receive it with Klarna. No interest or fees - ever.

At checkout

With simple top-of-mind info - no card details needed - the purchase is completed within seconds.

On shipment

The order is activated by the retailer and the customer’s payment period starts. No risk to you - you're paid upfront and in full.

Post purchase experience

Whether you’re a retailer or a shopper, we’ve got your back. We take full fraud and credit risk for sellers, while giving full protection to buyers. We also put the control in the hands of customers with the Klarna app – gathering all orders in a single place. Through the app, your customers can manage their purchases, chat with customer service 24/7 and even report returns. Two days before payment is due, we’ll send a friendly reminder for a hassle-free experience.

Making purchase decisions can be tough. Give your customers 30 days to make sure their order is perfect before they part with their money. And offering more ways to buy, you will increase conversion and AOV.

20%

increase in purchase frequency with Klarna's Pay in 30 days.

1 in 3

fashion shoppers opt to use Klarna when it is available in the checkout.

Boost your business.

Offering flexible ways to buy from you – like Pay in 30 days – means more sales and happier customers. It doesn’t get easier. With Klarna, you’ll get all you need to offer your customers a smoooth checkout experience.

Conversion

One-click shopping together with an easy and seamless checkout will make more shoppers complete their purchase.

Average order value

Allowing shoppers to try before they buy, with our full buyer’s protection, makes them feel more comfortable adding more products to their basket.

Customer loyalty

Exceeding the customer's expectations will increase both satisfaction and the number of happy, returning customers. Our 24/7 customer support is always ready to help.

Market fit

Perfect for fashion, beauty, accessory and footwear retailers with AOVs up to £250. The typical order value on Klarna Pay in 30 days transactions is £75.

We have experienced a significant increase in average spend. I think shoppers are enjoying the friction-free experience and modern feel of Klarna, as well as having the option of purchasing before pay day and then only paying if they keep the item.

Beren Gamble, Ecommerce Director

Always with Klarna.

Regardless of what solution or payment method you sign up for, joining forces with Klarna will make running your business easier.

Automatic updates

You’ll always have the latest and greatest version of all Klarna products.

New business

Klarna refers millions of shoppers to our retailers via our shop directory and social channels.

Business insights

Make smart, data-driven decisions based on real customer insight.

Dedicated support

24/7 business support with our award-winning service team.

Go to business support

Seller’s protection

We assume all credit and fraud risk, so you can focus on running a successful business.

Buyer’s protection

We’ve got your customer’s back. If their order doesn’t arrive, they don’t pay. We take the cost.

Read the full policy

Globally compliant

All products are adapted to fit local preferences and legislation.

Upfront payment

You always get paid right away and in full with any of Klarna’s payment options.

Integration.

How to integrate depends on how you use the payment method. You can choose to integrate Klarna Checkout, which includes Pay in 30 days as a payment method. You can also decide to integrate the Pay in 30 days option as a stand-alone payment method into your current checkout solution.

Platforms

The free Pay later in 30 days option is available on almost every e-commerce platform. The easy setup is straightforward and it won’t be long until you can start accepting payments.

Developers

Here you will find the integration guides, API documentation for those wanting to integrate directly with our systems, and more to help you get started.

Details.

Let’s get down to the nitty-gritty. All you need to know about the Pay in 30 days option is right here.

Service

Market availability
US, UK, DE, NL, SE, NO, FI, DK
Show/hide function
Not included
Payment period starts
When item is shipped
Number of payments
One
Payment term
Up to 30 days
Consumer APR
No interest
Consumer fees
No fees
Payments made
One
Klarna buyers protection
Yes
Klarna sellers protection
Yes

Integration

E-commerce platforms
Direct integration via
Javascript & RestAPI
Auto updates
Included
Dev resources
Included

Partnership

Max payment delay
18 days
Standard term of agreement
12 months
Cost / Pricing model
18 days

What else?

We have more solutions and services that might interest you.

Financing

Offer up to 36 months to pay.

Give your customers the flexible option to buy now and spread the cost with monthly payments.

Instalments

Offer interest-free instalments.

Allow your customers a modern alternative to credit by letting them pay later with 3 interest-free instalments.

Ready, steady, smoooth.