Pay in 30 days
Let customers try before they buy.
Offer your customers extra confidence to shop when they place their orders and pay in 30 days — after they've already tried and love your product.
The world’s top brands are using Pay in 30 days.
Pay in 30 days gives your customers the online shopping reassurance of paying up to 30 days later without interest or any fees. They’re safe in the knowledge they can return it if the product isn’t right and you’ll get happier returning customers.
How Pay in 30 days works.
On the product page, your customers learn that they can pay for their order after receiving it.
1. At checkout
With simple top-of-mind information, the purchase is completed within seconds. No upfront payment required.
2. On shipment
The order is activated by the retailer and the customer’s payment period starts. Klarna pays you (the retailer) upfront and in full. We'll take care of collecting the rest from the shopper.
3. Post-purchase
Your shopper gets a clear overview of their purchases in the Klarna app and can easily manage their orders or make new ones.
Klarna x H&M.
We’ve started boosting e-commerce and loyalty for H&M.
Details about Pay in 30 days.
Let’s get down to the nitty-gritty. All you need to know is right here.
Service
Market availability
US, UK, DE, NL, SE, NO, FI, DK
Show/hide function
Not included
Payment period starts
When item is shipped
Number of payments
One
Payment term
Up to 30 days
Consumer APR
No interest
Consumer fees
No fees
Payments made
One
Klarna buyers protection
Yes
Klarna sellers protection
Yes
Credit broker licence
Not required. Unregulated product.
Integration
E-commerce platforms
Direct integration via
Javascript & RestAPI
Auto updates
Included
Dev resources
Included
Partnership
Max payment delay
18 days
Standard term of agreement
12 months
Cost / Pricing model
Up to 3.40% + £0.20 per transaction