Financing
Financing for higher-ticket items.
Let your customers finance their purchases and spread the cost over time.
The UK’s top brands are using Klarna Financing to give their customers purchasing power.
Klarna Financing gives your customers the option to buy now and pay over time with monthly plans between 6-36 months, interest bearing or interest free. Your customers get increased purchasing power and the ability to manage their cash flow.
How Financing works.
On each product page, shoppers see both the full price of an item and the minimum monthly cost to use Klarna Financing.
1. At checkout
Your customer selects Financing and completes a straightforward application. They will receive an instant decision with an offer personalized to fit their needs.
2. On shipment
Your customer easily makes their monthly payments to Klarna online or in our app. As always with Klarna, you get paid upfront and in full.
3. Post-purchase
Your shopper gets a clear overview of their purchases in the Klarna app and can easily manage their orders or set up automatic payments.
Details about Financing.
Let’s get down to the nitty-gritty. All you need to know about Klarna Financing is right here.
Service
Market availability
US, UK*, DE, AT, SE, NO, FI
Show/hide function
Included
Payment period starts
When order is shipped
Number of payments
6-36
Payment term
6-36 month payment plans
Time between payments
One month
Consumer APR
No more than 19.90%
Payments made
Manually paid online or in app
Klarna buyers protection
Included
Klarna sellers protection
Included
*Credit broker licence required.
Integration
E-commerce platforms
Direct integration via
Javascript & RestAPI
Auto updates
Included
Dev resources