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Pay Later in 3 instalments.

Let shoppers pay over time, interest free.

Pay later in 3 instalments is an easy, interest-free way for customers to pay over time.

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If you want to get in touch with sales, click here.

How it works.

Pay later in 3 parts is one of the most popular ways for shoppers to spread their cost over time. No interest. No fees when paid on time.


Your customer chooses Pay later at checkout and only enters their card details.


The first payment is automatically collected when you ship the order. 
You get paid in full, upfront.


The remaining two payments are automatically collected after the first and second month.

The perfect fit

Perfect for fashion, beauty, accessory and footwear retailers. Ideal for purchase totals of between £250 – £800.

Increase your sales.

Adding Pay later to your checkout flow is a simple way to increase conversions and AOV. More ways to pay means more sales for you, and happier customers. 
Here are some results retailers typically see.


increase in average order value from shoppers paying with instalments.


of users would have abandoned their purchase if Pay later wasn’t available.

* Klarna customer survey 2018

Fast and simple.

Our intuitive payment method is designed for speed and simplicity.

Single step

From browsing to purchased in 25 seconds. Up to 3x faster than competitors.

One-tap purchase


Customer recognition enables one-tap buying across the entire Klarna network.

No signups or redirects

No interruptions or account signup required. Our in-line solution keeps your shoppers on your site.

Zero risk for your business.

With Klarna, your business is always protected from fraud and credit risk.

Your customers are protected, too, thanks to our pre-authorization process and buyer’s protection policy.

Shoppers love it.


Pay later takes care of your customers from the point of sale to the final payment. Below is the result of a modern end-to-end payment solution and strong focus on customer care.



would want to use the payment option again.*


* Klarna customer survey 2018

Easy sign up and set up.

Get up and running on popular platforms like Shopify and Woocommerce. Pay later is available on almost every e-commerce platform, and only takes a few minutes to start accepting payments.


Being able to ‘Buy now, Pay later’ at the click of a button empowers our customers to shop however and whenever they want. Revolutionising our approach to purchasing and paying has helped us boost conversion rates and ensure our customers remain our brands’ biggest fans.


Get started

Take the first step to give your customers a smooother shopping experience today. Fill out the form below and we’ll have you up and running in no time.

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