Can I pay less than the amount owed each month?

You can choose to pay your minimum payment amount rather than the interest-saver payment amount. Your monthly minimum payment is the amount you need to pay to avoid incurring late fees on your Klarna Account. You should be aware that if you choose to make the minimum payment instead of your interest-saver payment you will lose your promotional plan offer and the remaining balance will start to incur interest at 18.9% APR (variable).

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