KlarnaCustomer ServiceProducts & servicesProducts & servicesProducts & servicesHow to use Klarna | One-time card Service | Klarna Card | Payment optionsHow to use KlarnaWho can use Klarna?Where can I use Klarna?How much am I eligible to spend?Does Klarna perform a credit check and will this affect my credit score?Can I use Klarna to purchase gift cards?Does Klarna charge an annual fee?How do I inform Klarna about a personal issue (bankruptcy, a trusteeship or a deceased person)?How can I make a formal complaint to Klarna?One-time card ServiceWhat is a One-time card service and how does it work?What happens if my purchase is for a different amount than the One-time card I created?What if I never use the One-time card and want to cancel it?Why was the One-time card purchase declined?Klarna CardHow do I apply for a Klarna Card?How do I replace or cancel my Klarna Card?When will I receive my Klarna refund?How do I pay for my Klarna Card purchases?Why was I denied a Klarna Card?Why was my Klarna Card purchase declined?Payment optionsHow does ‘Pay in 30 days’ work?What is Buy Now Pay Later and how does it work?What is Financing and how does it work?How can I use Klarna on Apple Pay? Why are not all payment methods available at the checkout?