What is Financing, and how does it work?

Financing is one of the options that may be offered to you at participating merchants. As well as giving you a flexible way to manage your payments, Financing gives you the option to start paying for your goods after you have received them.

The first time you choose to buy with with Financing, you will be asked to apply for a Klarna Account at the checkout phase. We will then carry out an affordability assessment. If you are approved we will then create your account.

If you already have a Klarna account the order amount of any purchases you make with the Financing option will be added to your total balance, provided the new purchase does not take you over your available credit limit.

Payment information is processed securely by Klarna. All transactions take place via secure connections secured protected with the latest industry standard security protocols.

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