What is Financing, and how does it work?

Our Financing options are credit plans with repayment terms ranging between 6-36 months. Interest rates will vary depending on the credit agreement offered but will be displayed at the point of checkout with our partnering stores.

If you choose to buy with Financing, we will carry out a review of your financial circumstances, including an affordability assessment, and a full credit search. If you are approved we will then extend a line of credit for your purchase.

Goods you ordered will be sent to you by the store. They will send you an email to confirm your order and its expected delivery date. You’ll also receive a physical copy of your credit agreement from Klarna within a few days, as well as a welcome email with a link to your first monthly statement. The credit agreement becomes effective when the store sends the goods to you.

Your statements and payments will be visible and manageable in your Klarna App.

Am I eligible?

To be eligible for Klarna credit products you must be at least 18 years old and a UK resident. Your application approval is subject to Klarna’s review of your financial circumstances and a full credit search.

Please spend responsibly. Borrowing beyond your means could seriously affect your financial status.

Still need help? Please refer to your credit agreement, our Terms and Conditions or contact us if you need further support.

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