Give your customers the credit they deserve.
- No redirects. Real-time credit assessment.
- Locally optimized. Globally compliant.
- We take all the risk. You always get paid.
Get more customers to the checkout.
Using Slice it upstream to advertise the monthly payments, rather than the full price, gets more customers to the checkout, with more purchase power.
Smart and intuitive presentation lets the customer know how much they will pay each month without any hidden costs or unwelcome surprises
A quick and easy checkout.
There’s no need to fill in lengthy personal details or card numbers to make a purchase. For first-time users, a unique credit application process requires only two pieces of information and takes just seconds to complete.
Application is one-time-only and from then on customers can benefit from an open line of credit and one-click buying across our entire global merchant network.
Part payment with upfront payout
As soon as the purchase is completed, the customer can immediately see all of the details and their payment options by logging into their Klarna account.
We handle the financing process for your customers and you get paid upfront and in full.
Paying is as smoooth as buying
When it’s time to make a payment, the customer is offered control and flexibility with options that include reminders, auto-pay, and the ability to choose from various settlement sources.
Klarna is responsible for collecting payments, so even if a customer defaults, you still get paid: We take all the risk.
The different Slice it options.
Customers choose a planned payment option at a promotional APR for the selected number of months. Terms start at 6 months and availability varies by merchant.
No fixed term commitment: Customers may pay their balance in full or make the minimum monthly payment (interest charges may apply).
No Interest If Paid In Full.
Customers pay for their purchase at no interest if the order amount is paid in full within the offer period.
Your customers get clear and understandable financing plans, while you get paid upfront in full – and we take all the credit and fraud risk.
The technology-driven underwriting system behind Slice it analyzes every transaction risk in less than a second with industry-leading accuracy. Assessing people, not demographics, with a huge number of data points enables us to responsibly accept more purchases with the lowest fees around.
No matter what product you choose, you will always get:
The merchant portal
You will get access to a backend in which you can manage everything Klarna.
Klarna as a marketing tool
You will get access to marketing material that you can use in your marketing initiatives. E.g. the “No risk” aspects is usually popular to promote.
Global products, local faces
All products are built to be adapted to local preferences and legislations.
Single integration, integrated once
After having integrated Klarna, the products will be automatically updated without you lifting a finger.
Local support for you and your customers
Thousands of employees having conversations with your customers when they need that human guidance.
No risk, for you or your customers
You will always get paid and the customer is covered by Klarna's Buyers Protection.