What is Financing and how does it work?

Financing allows you to spread the cost of your purchase for up to 24 months.

How to finance your purchase:

  1. Select the Financing option in the store’s checkout

  2. Choose your preferred timeline and interest rate

  3. Follow the steps to complete the application

  4. Get an instant approval decision

  5. Complete your purchase

You’ll receive an email from us with your payment plan when the store ships your order.

Please note: A credit check will be performed when you apply for our Financing options.

When do I pay?

That depends on your agreement.

  • If your purchase is added to your Financing account, it will be due at the end of each month.

  • If you used a One-time card to make your purchase your first payment will be due one month after your order was processed, and then monthly thereafter on the same date each month.

You can always find your payment plan and upcoming payments in your Klarna account.

Good to know:

  • Our Financing products are issued by WebBank (member FDIC) in partnership with Klarna

  • The Annual Percentage Rate (APR) for purchases is between 7.99-33.99%

  • Read our Terms & Conditions for more detailed information about Financing

Still need help? Contact us

We’re available 24/7.

Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2024 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.