Klarna Bank Account.

Banking. But smoooth.

An everyday bank account for seamless smoooth shopping. Simple, smart, and safe.

Easy everyday banking.

Uncomplicated banking for stress-free shopping. Get full control over your money in an instant with intuitive features for simple spending, wherever you are.

Make banking a breeze.

Remove the guesswork. Our tools let you know exactly what’s happening with your transactions, all in real-time. For everyday mindful shopping.

The no-hidden-fees bank account.

No sign-up fees. No monthly running charges. No extra fees when you spend abroad. And 2 free ATM withdrawals per month. It's your money - don't spend it on bank fees.

Bank wherever you are.

A bank account in the palm of your hand. Your Klarna Bank Account lives in your Klarna app - so it's the same smoooth experience you love, now for your savings and spending too.

Your smart financial sidekick.

The Klarna Bank Account is primed with intuitive tools to give you sweet insights on where your money is coming and going for all your accounts. It takes care of the heavy lifting. Yep, that's smoooth.

Money right where you left it.

All the innovation without cutting corners on safety. Bank with us in the knowledge that your money is safe and sound. Because security is our highest priority. And naturally you get a German IBAN with your bank account.

Your key to easy everyday banking.

Allow us to introduce: the most stylish way to pay and withdraw money ever. Your Klarna Bank Card is your key to a whole new banking experience. Use it for 2 free ATM withdrawals each month and pay worldwide, free of charge. Spend money on the things you love, not fees. And pick your favorite design.

Customers trust Klarna.

Trustpilot 5 Sterne Bewertung

Anne, Trustpilot

Easy and uncomplicated! Always reminds you of open payments and allows you to stay organised, love it!

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Trustpilot 5 Sterne Bewertung

Vincenzo, Trustpilot

Klarna has a really good service. By using the chat, a competent agent helps you within seconds. My problem was immediately solved.

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Trustpilot 5 Sterne Bewertung

Caroline, Trustpilot

Excellent service, great, no problems at all, very helpful, chat room brilliant! Thanks so much!

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Questions? We have the answers.


The Klarna Bank Account is covered by the Swedish statutory Deposit Guarantee Scheme pursuant to a decision by the Swedish National Debt Office.

Legal Documents

Information, terms and a collection of all legal documentation.