Fully licensed banking.
Your security is our highest priority so your funds are safe and your data's secure with us.
Klarna is a fully licensed bank, with offices in Sweden and Germany. Your funds are protected by the Swedish Deposit Guarantee Scheme up to 100.000 Euro.
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Klarna Bank Account
Open your Klarna Bank Account.
The Klarna Bank Account is covered by the Swedish statutory Deposit Guarantee Scheme pursuant to a decision by the Swedish National Debt Office.
An account holder is entitled to reimbursement for aggregated total deposits in Klarna with an amount corresponding to a maximum of EUR 100,000. The Swedish National Debt Office shall pay the reimbursement within seven working days from the date the bank went into bankruptcy or the Swedish Financial Supervisory Authority decided that the guarantee should enter into force.
In addition to this amount, account holders may, under certain conditions receive compensation for certain deposits attributable to special events, such as the sale of private residence, severance pay or insurance claims, with a maximum of SEK 5 million. A longer reimbursement period may then apply.