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Why was I denied a Klarna Card?

There can be different reasons why you were denied when applying for a Klarna Card.

To be eligible for a Klarna card you must:

  • Be at least 18 years of age
  • Be a UK resident
  • Have a good credit history

Please note: A credit check will be performed when applying for a Klarna Card, but this will not affect your credit score. If your application is denied due to your current credit score, you’re welcome to apply again in the future.

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Copyright © 2005-2023 Klarna Bank AB (publ). Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. Klarna Bank AB offers both regulated and unregulated products. Klarna’s Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Klarna Bank AB (publ) registered and head office: Sveavägen 46, 111 34 Stockholm, Sweden. A Swedish public limited company (publikt bankaktiebolag) registered with the Swedish Companies Registration Office with organisation number: 556737-0431.

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