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Does Klarna display different ads for returning customers?

Yes. Our personalized ads are similar to normal ads but greet the user by name (such as ‘Hey Anna’). The user can click on their first name and opt out from this experience if they want to, but based on our data and research, users rarely opt out. This feature creates trust with the help of the Klarna brand.

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Monthly financing through Klarna is issued by WebBank, member FDIC. Copyright © 2005-2022 Klarna Inc. NMLS #1353190, 629 N. High Street, Third Floor, Columbus, OH 43215. Other CA resident loans made or arranged pursuant to a California Finance Lenders Law license.