Hand holding a phone with 4 installments visible on the screen

Increase your sales with Klarna.

Give your customers the freedom to split purchases into 4 interest-free payments or monthly financing.

increase in average order value

increase in conversion

Get started for free

Klarna is trusted by the world’s leading brands.

Screen showing how do you want to pay screen

Payment options shoppers love.

Give your customers the financial freedom they deserve by letting them split their payments in 4, or pay over time in monthly payments. You get paid in full and upfront. It’s a win-win.

Get started

Flexible payments

When customers choose Pay in 4, they make their 1st payment upfront. The remaining 3 payments are collected automatically every 2 weeks. With Klarna Financing, shoppers can opt to pay over time in monthly payments from 6-36 months. You get paid upfront and in full.

Faster checkout

The consumer experience is fast and frictionless when buying with Klarna. Shoppers go from browsing to bought in 25 seconds. That’s up to 3x faster than competitors.

Effortless shopping

With automatic payments and no added cost, checkout is just as easy as any regular card purchase. Customer details are pre-filled, and preferred shipping and payment options are pre-selected. An elevated experience means happy, returning customers.

And we help your business grow.

41%

increase in average order value from shoppers who choose 4 interest-free payments.

60%

increase in average order value from shoppers who choose Klarna Financing.

20%

of customers who choose Klarna shop more often than others.

44%

of customers would have abandoned their purchase if Pay in 4 weren’t available.

Get started right here, right now. (It’s free!)

Simple sign up, smoooth* integration, tools to show your customers new ways to pay, bigger basket sizes for you—the list goes on. *Yes, with three Os.

Simple sign up

Get started fast. Full integration takes just a few days.

Select your e-commerce partner integration solution

Smoooth integration

Swift solutions and guides to easily integrate Klarna into your existing ecommerce platform.

Marketing made easy

Ready-made marketing assets like On-site Messaging let your customers know about Klarna’s payment options, helping drive sales.

What you’ll get.

New customers.

We refer millions of shoppers to our retailers via integrated marketing campaigns and our shopping app.

Elevated customer experience.

Your customers can easily see their payment options, costs, and schedule. No catch, just flexibility.

Seller protection.

We assume all credit and fraud risk when our payment methods are used, so you can focus on your business.

Get paid right away.

Your business gets paid up front and in full. We take care of the rest. Customers get what they love now, without extra hassle for you.

Easy business insights.

See a clear overview of purchases made with Klarna so it’s easy to manage orders, refunds, and disputes.

Help when you need it.

We’re here to help if anything unexpected happens to you or your customers during the shopping journey.

Effortless integration. Plug-in ready.

Getting up and running with Klarna is hassle-free. We’re staffed and skilled to quickly integrate with your commerce and payment partners. With quick API integrations from our partner platforms, you’ll be up and running with Klarna in no time.

See all partners

FAQs.

Get started now (for free!) if you are on any of the following platforms: Shopify, BigCommerce, WooCommerce, PrestaShop, Shift4Shop, or Adobe Commerce.

Learn more

You can get started right now by signing up below (for free!). We’ll collect information about your business as well as the majority owner(s) or high-level management roles within your business. Once your details are approved, you’ll get your Klarna API credentials and complete integration in a few easy steps.

Learn more

Klarna has over 200,000 retail partners all over the world, across many industries. Klarna may be a good fit for your business if you have a live website or a physical store where you sell your products.

Learn more

Ready to increase your average order value and drive conversions?

Get started for free

Choose your language and region

Klarna is available around the world with a variable offering, choose one that suits you best.

Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2024 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.