How do I pay for my order?

We’re making payments as smoooth as possible at Klarna! Depending on which payment method you chose, you may not need to lift a finger. In-app shopping with a Ghost card: All you need to do is sit back and relax! As soon a the store ships your order, you will receive an email from Klarna outlining your payment schedule. These payments will be automatically withdrawn from the debit/credit card you have on file with us according to this schedule. If you want to pay your entire order off early, simply log in to your account on klarna.com or through the Klarna app, choose the ‘Spending’ tab, select the purchase you want to pay off, and then click ‘Pay off early’. Shopping directly at a retailer using 4 interest-free installments: This is exactly the same as shopping in the app. As soon the store ships your order, you will receive an email from Klarna outlining your payment schedule. These payments will be automatically withdrawn from the debit/credit card you have on file with us according to this schedule. If you want to pay your entire order off early, simply log in to your account on klarna.com or through the Klarna app, click the ‘Spending’ tab, choose the purchase you want to pay off, and then click “Pay off early”. Shopping directly at a retailer using Pay later in 30 days: Once your order has shipped, you will receive an email from Klarna with a link to pay for your purchase, and the date the payment is due. Whenever you are ready to pay for your purchase, just click the link in the email and follow the prompts to add your payment details. You can also pay for your order directly through the website or the Klarna app when you log in. All you need to do is go to the ‘Pay’ tab to find the order that needs to be paid, then follow the prompts to complete your payment. Shopping directly at a retailer using financing: You can make payments on your Klarna credit  account through the Klarna app, klarna.com, by phone, or by mail.
  • Klarna app
    • Log in to the app and click ‘Pay’ and then choose your account
    • Follow the prompts to submit your payment. Keep in mind that Klarna credit accounts cannot be paid with a credit card
  • Klarna.com
    • Log in to your klarna.com account with the email address associated with your account
    • Select the ‘Pay’ tab and then choose your account
    • Follow the Prompts to submit your payment. Keep in mind that Klarna credit accounts cannot be paid with a credit card
  • Phone
    • Call our customer service number and pay with one of our representatives (you will need to have your routing and bank account information for this method)
  • Mail
    • Make sure to include your account number in the memo section and mail your check to: Klarna Inc. P.O. Box 206487 Dallas, TX 75320-6487

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