Who can use Klarna?

To be eligible to use the Klarna you must:

Be a resident of the United States or its territories
Be at least 18
Have a valid bank card/bank account
Have a positive credit history
Be able to receive verification codes via text

How can I get approved to pay with Klarna?
Why was my purchase not approved with Klarna?
Does Klarna affect my credit score?

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Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2023 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215.

Who can use Klarna?

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