How can I get approved to pay with Klarna?
Before you make a(nother) purchase with Klarna it helps to know how to qualify for Klarna’s payment options.
- Make sure you are old enough
You need to be at least 18 in order to use Klarna’s payment options.
- Have a positive credit history
History of positive behavior as a Klarna customer can improve your chances of being approved, so make sure to not miss or delay a payment.
- Don’t have a lot of debt
If you still have balances on unpaid purchases, it would be beneficial to pay them off to possibly increase your chance of approval.
- Connect your bank account
If given the option, connect your bank account with Klarna. This will give us the chance to get a clearer picture of your ability to pay, and as a result, we will be able to make an informed credit decision. This option is only presented when we can’t get enough information from other sources. Know that we handle your data carefully and that you can remove your bank account granted access at any time.
- Don’t give up
The total amount in the shopping cart may be too high, so remove an item(s) and try again.
Good to know: Each purchase is a new decision so one rejection does not mean that your future purchases will always be declined and it doesn’t negatively impact your credit score. Please be aware that attempting too many purchases in a short amount of time may result in being rejected as fraud prevention.
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