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Flexible payments with Klarna

Choose how you pay every time you shop. Flex your payments at over 20,000 partner stores.

T&Cs apply.

Ways to pay with Klarna

With Klarna, you choose exactly how much you want to pay and when. There's a flexible payment method that works with your budget.

1. Pay in 4.

Pay in 4

Split your purchase into 4 interest-free payments, paid automatically every 2 weeks.

3. Pay in 30 days.

Pay in 30 days

Shop now and get the flexibility to pay up to 30 days later. With Klarna you can get it now and pay it later. Interest-free.

2. Pay Now.

Pay Now

Pay instantly with your debit or credit card and stay in full control of your expenses.

4. Pay over time

Need even more time? No problem

The easiest payment option when you want to make a larger purchase more manageable over time. Klarna offers financing plans that range from 6-24 months with interest rates ranging from 7.99%-33.99% APR.

Pay however you like, wherever you shop

We've made ways to pay easier at your favorite brands and stores with Klarna.

All the good stuff comes standard

No matter the size of your purchase, we've got you covered. With all of our ways to pay, we've included all the bells and whistles that make shopping (and life) easier.

Never miss a payment

Get more time to pay when you need it. Extend your due date easily in the Klarna app.

Make hassle-free returns

Report returns in the app and we'll pause your payments. Only pay for what you keep.

Find the best solution to fit your budget

With Klarna, you get more flexibility to choose how much you want to pay and when.

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Start shopping at your favorite stores with Klarna

Pay with Klarna at your favorite brands and stores.

  • Visit thousands of stores, shop for what you love and pay with Klarna

  • Easily track all your online orders in the app

  • Get updates for price drops and instock alerts

If you need to return part or all of your order, follow the store’s return instructions. Then log into your Klarna account, select “report a return”, and we will pause your statement.

We’ll email you if your payment is unsuccessful and try again to collect it. If we can’t collect it a second time, it will be added to your next payment. Late fees may also apply. Please check the terms and conditions of your order for details.

If you have any issues with your order or payments, let us know by using the “Report a problem” feature in the Klarna app.

Check out the full

. You can reach us anytime at or by downloading the Klarna app.

Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2024 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.