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Flexible payments with Klarna.

No matter the size of the purchase, or your budget, you've got the flexibility to choose how you pay with Klarna.

Ways to pay with Klarna.

With Klarna, you choose exactly how much you want to pay and when. There's a flexible payment method that works with your budget, wherever you shop.

1. Pay in 4.

Pay in 4.

Split your purchase into 4 interest-free payments, paid automatically every 2 weeks.

2. Pay Now.

Pay Now.

Pay instantly with your debit or credit card and stay in full control of your expenses.

3. Pay in 30 days.

Pay in 30 days.

Shop now and get the flexibility to pay up to 30 days later. With Klarna you can get it now and pay it later. Interest-free.

4. Pay over time


Need even more time? No problem.

The easiest payment option when you want to make a larger purchase more manageable over time. Klarna offers financing plans that range from 6-24 months with interest rates starting at 0%.

Pay however you like, wherever you shop.

We've made ways to pay online easier, no matter where you like to shop—online, in the app, or in-store.

All the good stuff comes standard.

No matter the size of your purchase, we've got you covered. With all of our ways to pay online and with every in store purchase, we've included all the bells and whistles that make shopping (and life) easier.

Never miss a payment.

Get more time to pay when you need it. Extend your due date easily in the Klarna app.

Earn rewards every time.

Join our rewards club and earn points for every $1 spent with Klarna. Then, turn those points into rewards from world-class brands.

Make hassle-free returns.

Report returns in the app and we'll pause your payments. Only pay for what you keep.

Find the best solution to fit your budget.

With Klarna, you can choose exactly how much you want to pay and when.

Start shopping at your favorite stores with Klarna.

Pay with Klarna anywhere you'd normally shop.

  • Visit millions of stores, shop for what you love and pay with Klarna
  • Easily track all your online orders in the app
  • Get updates for price drops and instock alerts
  • Earn rewards with every purchase