Get what you love today, pay in 30 days

Klarna’s ‘Pay in 30 days’ allows you to receive your order upfront and get up to 30 days to pay without any interest and fees if you pay on time. In the Klarna app, you’ll have the option to pay off the balance earlier or extend the due date to a later date, if needed. 

If your order is eligible for ‘Pay in 30 days’, the option will be presented at the time of checkout. As soon as the store ships your order, you will receive an email from Klarna outlining your payments. Your purchase and payments will then be visible and manageable in the Klarna App. 

Good to know: There is no fee to use Pay in 30 days, if you pay on time.

Klarna may perform a soft credit check when you apply for Pay in 30 days. This type of check will not impact your credit score or show up as a hard inquiry on your credit report.

Klarna currently accepts debit and credit cards as a form of payment when checking out with Pay in 30 days.

Pay in 30 days is available on select Klarna partner sites, to customers from all US states except Montana, New Mexico, and Hawaii. Klarna Pay in 30 days is available in Puerto Rico and not in other US Territories. 

To be eligible to use Klarna, you must:

• Be a resident of the United States or its territories

• Be at least 18

• Have a valid card/bank account

• Have a positive credit history

• Be able to receive verification codes via text