Sell with Klarna

The currencies accepted by the Klarna Checkout are as follows: AUD, CAD, CHF, DKK, EUR, GBP, NOK, SEK, USD. The currency accepted by Klarna Checkout is dependent on your site and your specific agreement with Klarna.

Klarna Bank AB (publ) is regulated by the Swedish Financial Supervisory Authority (SFSA).

Since Klarna has its banking license in Sweden, the SFSA is Klarna’s regulator. However, as we are passporting our banking license into the UK, we are also required to comply with a number of relevant Financial Conduct Authority (FCA) rules, as detailed in the FCA Handbook.

All orders which are activated during a week are paid as a lump sum in accordance with the payment delay that is outlined in your contract. If for example you have a payment delay of one week, the following will apply:

Week 1: You activate the orders when you send the goods (e.g. Monday-Sunday).
Week 2: The first week’s payment delay.
Week 3: We pay out the money for the orders you have activated Week 1.

In the example above: Monday of Week 3 is when the payout is made.

If you have any other queries about your payout, contact our Merchant Support team.

You will start to receive payouts for orders made through Klarna once your application is finalised. A payout delay will be incorportated into your aggreement in order to settle your orders into one payment. The “payout delay” is the time between you sending the goods and the day you receive payment for these goods. The most common payout delay is daily with a weeks delay, as in the following example:

Monday: All orders captured during this day are held for seven days and paid out on Tuesday the following week.
Tuesday: All orders captured during this day are held for seven days and paid out on Wednesday the following week.
Wednesday: All orders captured during this day are held for seven days and paid out on Thursday the following week.

If you are unsure of your payment delay, please look at your agreement or reach out to our Merchant Support.

Contact the sales department. Ensure your platform supports the integration of these countries and the countries are included in your Klarna agreement.

Get started with Klarna without delay by completing the application on our website.

You can get request marketing material by sending an email to our sales department at sales@klarna.co.uk.

Klarna Checkout is available in Sweden, Norway, Finland, Denmark, Germany, Austria, The Netherlands, Great Britain and the USA.

Klarna’s payment methods as individual products are available in Sweden, Norway, Finland, Denmark, Germany, Austria, The Netherlands, Great Britain and the USA.

Klarna In-store is available in Sweden, Norway, Finland, Denmark, Germany, Austria, The Netherlands, Great Britain and the USA.

Klarna Checkout Global allows you to take orders with card payments in the following currencies: AUD, CAD, CHF, DKK, EUR, GBP, NOK, SEK and USD.

Klarna Checkout is our solution which enables online retailers to offer their customers all the popular payment methods in one payment solution. Klarna continuously updates the functionality to increase conversion rates. All purchases are collated in a single payout and summarised in a monthly report.

Klarna’s payment methods as individual products allows each separate payment mothod to be added to your own checkout that you manage by yourself.

Klarna In-store is a solution for physical stores.

Our agreements are available in English, Swedish and Finnish. Our older agreement exists in other languages, for example Norwegian
Please check if you have v2-agreements for your country.

If you sell tobacco, medication, travel, services or sell through a marketplace we ask that you contact Klarna’s Sales department.

Yes, business to business purchases are available in Sweden, Norway and Finland. This is however provided that your company is registered in one of these countries. Please contact Merchant Support if you would like to add B2B to your agreement.

The fees will be deducted from your Klarna payouts and summarised in the settlement files which can be found in the Settlements app in the Merchant Portal.

If you use an older version of Klarna, we only deduct transaction fees from the payouts. Other fees will be summarised on a separate invoice.

Klarna Checkout is our complete payment solution where Klarna handles your store’s entire checkout. This solution includes all of Klarna’s payment methods: Pay now (card payments), Pay later (invoice) and Financing (installment plans of 6, 12, 24 and 36 months with flexible payments).

Klarna Checkout is updated continuously with improvements and functions that increase conversion and make things easier for both you and your customers.

Klarna’s payment methods as separate products is a flexible solution that lets you add the Klarna payment methods of your choice to your checkout. The payment methods you can choose from are: Pay now (card payments), Pay later (invoice) and Financing (installment plans of 6, 12, 24 and 36 months with flexible payments).

Klarna In-store is a solution for physical stores. No matter whether you meet your customers at an expo, over the phone or in a popup store, you can give them the opportunity to pay with Klarna Checkout or Klarna’s separate payment methods: Pay now, Pay later or Financing. In short, you can use Klarna wherever your customers are.

In order to use Klarna In-store, you need a checkout system or card terminal that can be intergrated with Klarna’s In-store solution.

You can also use Klarna without a checkout or card terminal using the Seller app. This solution can be used in a web browser without any integration.

During the start-up period with Klarna, you will have a specific contact available to support you. Afterwards, you are welcome to contact our Merchant Support through chat, phone or email for assistance.