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What is the difference between Klarnas products?

Klarna Checkout is our solution which enables online retailers to offer their customers all the popular payment methods in one payment solution. Klarna continuously updates the functionality to increase conversion rates. All purchases are collated in a single payout and summarised in a monthly report.

Klarna’s payment methods as individual products allows each separate payment method to be added to your own checkout that you manage by yourself.

Klarna In-store is a solution for physical stores.

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Copyright © 2005-2023 Klarna Bank AB (publ). Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. Klarna Bank AB offers both regulated and unregulated products. Klarna’s Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Klarna Bank AB (publ) registered and head office: Sveavägen 46, 111 34 Stockholm, Sweden. A Swedish public limited company (publikt bankaktiebolag) registered with the Swedish Companies Registration Office with organisation number: 556737-0431.