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Why do I need two-factor authentication (2FA) enabled?

With Klarna, safety comes first! Security is essential for us, so two-factor authentication (2FA) serves as an additional step of protection if your password and account have been compromised for any reason.

You’ll need to use your smartphone each time you log into the Merchant portal. As long as you have two-factor authentication (2FA) enabled, you would need to provide your password and a one-time-use six-digit code from your authenticator app each time you log into your account.


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Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2023 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215.