Checkout

A complete checkout solution.

Klarna Checkout comes with everything you need to create the smooothest shopping experience for your customers. It includes seamless customer identification, and all major payment methods. Klarna Checkout is built to improve your business performance – converting browsers into happy customers.

30%

increased conversation reported from retailers offering Klarna’s services.

68%

increase in average order value reported from retailers offering installments.

20%

higher customer purchase frequency reported from retailers offering pay later options.

How it works.

By offering our seamless checkout solution, you make it easy for your customers to shop how they prefer, often with a single-tap. With a simpler buying process, you’ll get happier customers who will buy more.

On-site messaging

Shoppers learn that they can buy now and pay later when shopping. The dynamic message adapts to the user’s history and preference.

Billing address

Every returning Klarna user is treated as a returning customer for you and has their billing and shipping address pre-filled.

Payment methods

All major payment methods are included. Your customers can use their card, bank transfer or any of the options to Pay later with Klarna.

Post-purchase experience.

Whether you’re a retailer or a shopper, we’ve got your back. We take full fraud and credit risk for sellers, while giving full protection to buyers. We also put the control in the hands of customers via the Klarna app – gathering all orders in a single place. With the app, your customers can manage their purchases, choose payment method, chat with customer service 24/7, and even make returns. Before their next payment is due, we’ll send a friendly reminder for a hassle-free experience.

Customers love it. With pre-filled information and a mobile-friendly one-tap purchasing experience, users can shop on-the-go or in the comfort of their sofa while being in full control.

85%

of shoppers who use Klarna say it’s a better experience than other online checkouts.

99.92%

of purchases are seamless, with no customer complaints.

Boost your business.

Klarna Checkout is built to automatically give you the best checkout solution while focusing on what matters most to your business; your products and your customers. By investing in a checkout solution that is always kept up to date – with the customer experience in mind - more consumers will complete their purchases and come back for more.

Conversion

With pre-filled info for returning customers, and single-tap payments, shopping has never been easier. The simple and constantly optimized checkout flow will make fewer people drop off.

Average order value

With payment options for shoppers to spread the cost of their order and our full buyer’s protection, shoppers get more security and spending power. Large orders become less scary.

Customer loyalty

Exceeding the customer's expectations will increase both satisfaction and the number of happy, returning customers. Our 24/7 customer support is always ready to help.

Reduce admin costs

With a single contract, one contact point, one settlement note, and one payout, you will spend less time on admin, and more time selling the right product to the right customer.

Minimize the risk

Klarna takes the full credit and fraud risk on all purchases for you, for all payment methods. Even when a customer makes a return, we cover the chargeback cost.

Drive traffic

Partnering with Klarna will increase your website traffic. Our strong brand and influencer collaborations speak to shoppers, who are actively looking for retailers that offer our payment methods.

Own the checkout

Klarna Checkout is built to match your brand and you can adjust the design so that it fits seamlessly into your webshop. Your customer will stay on your page throughout the entire purchase experience.

The simplicity of Klarna Checkout proved to be exactly what we needed for fitnessguru. With excellent results in the Nordics, Klarna Checkout was an obvious choice when we launched in the UK. The result wasn’t just higher conversion – especially on mobile – but also much less admin. That’s freed up time for what we love most; talking to our customers and focusing on selling great products.

Christian Lindberg, Owner, Fitnessguru

Always with Klarna.

Regardless of what solution or payment method you sign up for, joining forces with Klarna will make running your business easier.

Automatic updates

You’ll always have the latest and greatest version of all Klarna products.

New customers

Klarna refers millions of shoppers to online retailers via in-app promotions.

Business Insights

Make smart, data-driven decisions based on real customer insight.

Dedicated support

24/7 business support with our award-winning service team.

Go to business support

Seller’s Protection

We assume all credit and fraud risk, so you can focus on running a successful business.

Buyer’s Protection

We’ve got your customer’s back. If their order doesn’t arrive, they don’t pay. We take the cost.

Read the full policy

Globally compliant

All products are adapted to fit local preferences and legislation.

Upfront payment

You always get paid right away and in full with any of Klarna’s payment options.

Integration.

Klarna checkout is available through many e-commerce platforms and can be integrated directly to your site if you so wish. The service is integrated in such a way that Klarna can make automatic updates to it. In other words, once you’ve integrated the solution, your checkout will continue to be updated to meet any needs your customers might have in the future.

Platforms

Klarna Checkout is pre-integrated to most e-commerce platforms. The easy setup is straightforward and it won’t be long until you can start accepting payments.

Developers

Here you will find the integration guides, API documentation for those wanting to integrate directly with our systems, and more to help you get started.

Pricing.

Up to 3.29% + $0.30 per transaction - all card processing fees included.

Ready to get more customers, who buy more and do it more often?

Annual volume:

Less than $50K

Get your business off the ground. Start selling with Klarna today and offer a smoooth checkout experience. Just enter our on-boarding process.

Annual volume:

More than $50K

Is your business already booming? Good for you. Now let us help you take it to the next level. Get started with Klarna today.

Details.

Let’s get down to the nitty-gritty. All you need to know about Klarna Checkout is right here.

Service

Market availability
US, UK, DE, NL, AT, SE, FI, NO, DK
Customer identification
Included
Payment methods included
Installments, Pay in 30 days, Financing and Card payments
Klarna buyers protection
Included
Klarna sellers protection
Included

Integration

Direct integration via
Javascript and RestAPI
Auto updates
Included
Auto local
Included
Dev resources

Partnership

Max payment delay
3 business days after order is shipped
Standard term of agreement
36 months
Cost / Pricing model
From 0.30 USD + 3.29% per transaction.

What else?

We have more solutions and payment methods that might interest you.

Installments

Offer interest-free installments.

Allow your customers a modern alternative to credit by letting them pay later with 4 interest-free installments.

Pay in 30 days

Offer an extra 30 days to pay.

Let your customers try before they buy by offering an extra 30 days to complete their payment. No fees.

Ready, steady, smoooth.