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Checkout
A complete checkout solution.
A checkout built for conversion.
Klarna Checkout comes with everything you need to create the smoothest shopping experience for your customers, including seamless customer identification and accepting all major payment methods. It's built to improve your business performance — converting browsers into happy customers.
30%
increased conversions reported from retailers offering Klarna’s services.
45%
increase in average order value reported from retailers offering installments.
20%
higher customer purchase frequency reported from retailers offering pay later options.
How it works.
By offering our seamless checkout solution, you make it easy for your customers to shop how they prefer, often with a single tap. With a simpler buying process, you’ll get happier customers who will buy more.
On-site messaging
Shoppers learn that they can buy now and pay later when shopping. The dynamic message adapts to the user’s history and preference.
Billing address
Every returning Klarna user is treated as a returning customer for you and has their billing and shipping address pre-filled.
Payment methods
All major payment methods are included. Your customers can use their card, bank transfer, or any of the options to pay later with Klarna.
Post-purchase experience.
Whether you’re a retailer or a shopper, we’ve got your back. We take full fraud and credit risk for sellers, while giving full protection to buyers. We also put the control in the hands of customers via the Klarna app, gathering all orders in a single place. With the app, your customers can manage their purchases, choose payment method, chat with customer service 24/7, and even make returns. Before their next payment is due, we’ll send a friendly reminder for a hassle-free experience.
With pre-filled information for returning customers and a mobile-first experience, users can shop on-the-go or from the comfort of their couches.
85%
of shoppers who use Klarna say it’s a better experience than other online checkouts.
99.92%
of purchases are seamless, with no customer complaints.
The simplicity of Klarna Checkout proved to be exactly what we needed for fitnessguru. With excellent results in the Nordics, Klarna Checkout was an obvious choice when we launched in the UK. The result wasn’t just higher conversion – especially on mobile – but also much less admin. That’s freed up time for what we love most: talking to our customers and focusing on selling great products.Christian Lindberg, Owner, Fitnessguru
Integration.
Klarna checkout is available through many e-commerce platforms and can be integrated directly to your site if you so wish. The service is integrated in such a way that Klarna can make automatic updates to it. In other words, once you’ve integrated the solution, your checkout will continue to be updated to meet any needs your customers might have in the future.
Platforms
Klarna Checkout is pre-integrated to most e-commerce platforms. The easy setup is straightforward and it won’t be long until you can start accepting payments.
Developers
Here you will find the integration guides and API documentation for those wanting to integrate directly with our systems across social channels, as well as more to help you get started.
Details about Klarna Checkout.
Let’s get down to the nitty-gritty. All you need to know about Klarna Checkout is right here.
Service
Market availability | US, UK, DE, NL, AT, SE, FI, NO, DK |
Customer identification | Included |
Payment methods included | Installments, Pay in 30 days, Financing and Card payments |
Klarna buyers protection | Included |
Klarna sellers protection | Included |
Integration
Direct integration via | Javascript and RestAPI |
Auto updates | Included |
Auto local | Included |
Dev resources |
Partnership
Max payment delay | 3 business days after order is shipped |
Standard term of agreement | 36 months |
E-commerce platforms |
What else?
We have more solutions and payment methods that might interest you.
4 Installments
4 interest-free payments.
Give shoppers the freedom to spread the cost interest-free over time. You get paid immediately and shoppers get a flexible plan.
In-store
A better way to pay in store.
Klarna's contactless in-store payment solution lets customers use flexible payment options, while you get paid upfront. It’s a win-win.
Ready, set, smoooth.
Choose your language and region
Klarna is available around the world with a variable offering, choose one that suits you best.
Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2023 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards in the Klarna App, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.