Checkout
A complete checkout solution.
A checkout built for conversion.
Klarna Checkout comes with everything you need to create the smoothest shopping experience for your customers, including seamless customer identification and accepting all major payment methods. It's built to improve your business performance — converting browsers into happy customers.
30%
increased conversions reported from retailers offering Klarna’s services.
45%
increase in average order value reported from retailers offering installments.
20%
higher customer purchase frequency reported from retailers offering pay later options.
How it works.
By offering our seamless checkout solution, you make it easy for your customers to shop how they prefer, often with a single tap. With a simpler buying process, you’ll get happier customers who will buy more.
On-site messaging
Shoppers learn that they can buy now and pay later when shopping. The dynamic message adapts to the user’s history and preference.
Billing address
Every returning Klarna user is treated as a returning customer for you and has their billing and shipping address pre-filled.
Payment methods
All major payment methods are included. Your customers can use their card, bank transfer, or any of the options to pay later with Klarna.
Post-purchase experience.
Whether you’re a retailer or a shopper, we’ve got your back. We take full fraud and credit risk for sellers, while giving full protection to buyers. We also put the control in the hands of customers via the Klarna app, gathering all orders in a single place. With the app, your customers can manage their purchases, choose payment method, chat with customer service 24/7, and even make returns. Before their next payment is due, we’ll send a friendly reminder for a hassle-free experience.
With pre-filled information for returning customers and a mobile-first experience, users can shop on-the-go or from the comfort of their couches.
85%
of shoppers who use Klarna say it’s a better experience than other online checkouts.
99.92%
of purchases are seamless, with no customer complaints.
Boost your business.
Klarna Checkout is built to automatically give you the best checkout solution while focusing on what matters most to your business: your products and your customers. By investing in a checkout solution that is always kept up to date – with the customer experience in mind - more consumers will complete their purchases and come back for more.
Conversion
With pre-filled info for returning customers and single-tap payments, shopping has never been easier. The simple and constantly optimized checkout flow will make fewer people drop off.
Average order value
With payment options for shoppers to spread the cost of their order and our full buyer’s protection, shoppers get more security and spending power. Large orders become less scary.
Customer loyalty
Exceeding the customer's expectations will increase both satisfaction and the number of happy, returning customers. Our 24/7 customer support is always ready to help.
Reduce admin costs
With a single contract, one contact point, one settlement note, and one payout, you will spend less time on admin and more time selling the right product to the right customer.
Minimize the risk
Klarna takes the full credit and fraud risk on all purchases for you, for all payment methods. Even when a customer makes a return, we cover the chargeback cost.
Drive traffic
Partnering with Klarna will increase your website traffic. Our strong brand and influencer collaborations speak to shoppers who are actively looking for retailers that offer our payment methods.
Own the checkout
Klarna Checkout is built to match your brand and you can adjust the design so that it fits seamlessly into your webshop. Your customer will stay on your page throughout the entire purchase experience.
“The simplicity of Klarna Checkout proved to be exactly what we needed for fitnessguru. With excellent results in the Nordics, Klarna Checkout was an obvious choice when we launched in the UK. The result wasn’t just higher conversion – especially on mobile – but also much less admin. That’s freed up time for what we love most: talking to our customers and focusing on selling great products.”
Christian Lindberg, Owner, Fitnessguru
Always with Klarna.
Regardless of what solution or payment method you sign up for, joining forces with Klarna will make running your business easier.
Automatic updates
You’ll always have the latest and greatest version of all Klarna products.
New customers
Klarna refers millions of shoppers to online retailers via in-app promotions.
Seller’s Protection
We assume all credit and fraud risk, so you can focus on running a successful business.
Fraud liability protection
We’ve got your customer’s back. If their order doesn’t arrive, they don’t pay. We take the cost.
Globally compliant
All products are adapted to fit local preferences and legislation.
Upfront payment
You always get paid right away and in full with any of Klarna’s payment options.