In-app

A checkout made for your app.

Klarna’s speedy checkout, designed for your app. Give your shoppers a smoooth checkout experience that accepts all major payment methods. Pre-fill contact and delivery fields, and securely store payment details to save time.

How it works.

Make it easy for your customers to shop in your app, often with a single tap. Easily include any or all of Karna's payment methods to give shoppers more flexible payment options. Create a secure and easy payment flow that works with all major payment methods.

Personalized

Recognize returning shoppers. Securely store your customer’s contact details and previously used payment information to save them time.

In-line checkout

No redirects, creating a seamless checkout experience. Our 3D secure flow keeps your customers where you want them, in your app.

Card scanning

We will soon support all major card designs and scans in less than a second. Fast and intuitive so your users never slow down. Designed to be easy for users but hard for fraudsters.

Payment methods

All major payment methods are included. Your customers can use their card, bank transfer or any of the options to pay later with Klarna.

The weekly deals

Post-purchase experience.

Whether you’re a retailer or a shopper, we’ve got your back. We take full fraud and credit risk for sellers, while giving complete protection to buyers. We also put control in the hands of customers with the Klarna app – gathering all orders in a single place. Through the app, customers can manage their purchases, choose payment methods, chat with customer service 24/7, and even report returns. If they have chosen to pay with Klarna, we’ll send a friendly reminder for a hassle-free experience.

Boost your business.

Giving app shoppers the ability to split their payments increases flexibility and spending power. Good news for shoppers – great news for your business.

Conversion

With pre-filled info for returning customers and single-tap payments, shopping has never been easier. The simple and constantly optimized checkout flow will make fewer people drop off.

Average order value

With payment options for shoppers to spread the cost of their order and our full buyer’s protection, shoppers get more security and spending power. Large orders become less scary.

Customer loyalty

Exceeding the customer's expectations will increase both satisfaction and the number of happy, returning customers. Our 24/7 customer support is always ready to help.

Drive traffic

Partnering with Klarna can increase your app traffic. Our strong brand and influencer collaborations speak to shoppers, who are actively looking for retailers that offer our payment methods.

Minimize the risk

Klarna takes the full credit and fraud risk on all purchases for you, for all payment methods. Even when a customer makes a return, we cover the chargeback cost.

Own the checkout

In-app is built to match your brand. Adjust the design so that it fits seamlessly into your native application. Your customer will stay in your app throughout the entire purchase experience.

Always with Klarna.

Regardless of what solution or payment method you sign up for, joining forces with Klarna will make running your business easier.

Automatic updates

You’ll always have the latest and greatest version of all Klarna products.

New customers

Klarna refers millions of shoppers to online retailers via our channels.

Dedicated support

24/7 business support with our award-winning service team.

Go to business support

Seller’s protection

We assume all credit and fraud risk, so you can focus on running a successful business.

Fraud liability protection

We’ve got your customer’s back. If their order doesn’t arrive, they don’t pay. We take the cost.

Read the full policy

Globally compliant

All products are adapted to fit local preferences and legislation.

Upfront payment

You always get paid right away and in full with any of Klarna’s payment options.

Integration.

Our In-app API is available for iOS, Android and React Native. The easy setup is straightforward and it won’t be long until you can start accepting payments. We’ve got you covered with different integration options to help you accept payments in your iOS or Android app.

Native Integrations

We offer a native view with Klarna content in your app. We currently support Klarna Payments and Klarna Checkout, allowing you to add payment views to your checkout and authorizing Klarna Payments sessions natively.

Hybrid Integration

If your app renders in a web view that presents content from Klarna, you can use our hybrid integration to enhance the user experience.

Developers

Here you will find the integration guides, API documentation for those wanting to integrate directly with our systems, and more to help you get started.

See the developers docs

Details.

Let’s get down to the nitty-gritty. All you need to know about In-app is right here.

Service

Market availability
US, UK, DE, NL, AT, SE, FI, NO, DK
Customer identification
Included
Shipping selector
Included
Payment methods included
Installments, Pay in 30 days, Financing and Card payments
Klarna buyers protection
Included
Klarna sellers protection
Included

Integration

Direct integration via
Android and iOS
Auto updates
Semi
Auto local
Included

Partnership

Max payment delay
3 business days after order is shipped
Standard term of agreement
36 months
Cost / Pricing model
Included for KP and KCO.

What else?

We have more solutions that might interest you.

Checkout

A complete online checkout solution.

Designed for a smooth shopping experience that increases sales and customer loyalty.

Instore

An easy way to offer in-store financing.

Make shopping in-store feel more like shopping online, starting with monthly financing options.

Ready, steady, smoooth.