Installments
Offer 4 interest-free installments.
Klarna’s interest-free installments give shoppers the freedom to choose how and when to pay. They get to spread the cost over time while you get paid in full, straight away. As an alternative to credit, installments increase sales and customer loyalty when added to your online checkout.
68%
increase in average order value from shoppers paying with installments.
44%
of users would have abandoned their purchase if 4 installments wasn’t available.
How it works.
Our installments offer the benefit of increased purchasing power with the flexibility that fits your customers lifestyle. Shoppers pay 25% when their order is processed, and the remaining 3 payments are collected automatically every 2 weeks.
Browsing
Shoppers learn that they can buy now and spread the cost over 4 convenient installments at no additional cost to the order.
Checkout
After selecting 4 installments, the payment details are displayed. Both credit and debit cards can be used for payment. No signup or account is required.
On shipment
Once the order has been processed, we collect the customer’s first payment and pay you in full.
Post-purchase experience.
Whether you’re a retailer or a shopper, we’ve got your back. We take full fraud and credit risk for sellers, while giving complete protection to buyers. We also put control in the hands of customers with the Klarna app – gathering all orders in a single place. Through the app, customers can manage their purchases, choose payment methods, chat with customer service 24/7, and even report returns. Before their next payment is due, we’ll send a friendly reminder for a hassle-free experience.
Our super simple checkout and effortless post-purchase experience is designed for customer satisfaction.
90%
of shoppers were satisfied with their 4 installments experience.
85%
of users say Klarna is a better experience than other online checkouts.
Boost your business.
Giving shoppers the ability to split their payments increases flexibility and spending power. There’s no need to put shopping on hold until payday. Now, they can buy what they want without the fear of debt. Good news for shoppers – great news for your business.
Conversion
From browsing to purchased in 25 seconds. That’s up to 3x faster than competitors. One-click shopping together with an easy and seamless checkout will make more shoppers complete their purchase.
Average order value
With a payment option that lets shoppers spread the cost of their order, together with our full buyer’s protection, they get more security and spending power. Making large purchases becomes even easier.
Customer loyalty
Exceeding the customer's expectations will increase satisfaction and the number of happy, returning customers. And our 24/7 customer support is always ready to help.
Drive traffic
Partnering with Klarna will increase your website traffic. Our strong brand and influencer collaborations speak to shoppers, who are actively looking for retailers that offer our payment methods.
“The uplift we’ve seen from Klarna is incredible. They allow shoppers to feel in control of their purchasing, without paying the full price upfront. Smashing this barrier has undoubtedly helped to boost our buyers’ confidence, leading to greater sales.”
Kyle Rancourt, Rancourt & Co
Always with Klarna.
Regardless of what solution or payment method you sign up for, joining forces with Klarna will make running your business easier.
Automatic updates
You’ll always have the latest and greatest version of all Klarna products.
New customers
Klarna refers millions of shoppers to online retailers via our channels.
Business Insights
Make smart, data-driven decisions based on real customer insight.
Seller’s Protection
We assume all credit and fraud risk, so you can focus on running a successful business.
Buyer’s Protection
We’ve got your customer’s back. If their order doesn’t arrive, they don’t pay. We take the cost.
Globally compliant
All products are adapted to fit local preferences and legislation.
Upfront payment
You always get paid right away and in full with any of Klarna’s payment options.
