Increase average order value by 45%.

Klarna installments increase sales for America’s biggest brands.

Interest-free installments give shoppers the freedom to choose how and when to pay.

As an alternative to credit, installments increase sales and customer loyalty when added to your online checkout.
Installments offer the benefit of increased purchasing power with the flexibility that fits your customers lifestyle.


of users would have abandoned their purchase if 4 installments wasn’t available.


of users say Klarna is a better experience than other online checkouts.


of shoppers were satisfied with their 4 installments experience.

How it works.

Take a look at how Klarna Installments can seamlessly integrate in to your online store and checkout.

1. Browsing

Shoppers learn that they can buy now and spread the cost over 4 convenient installments at no additional cost to the order.

2. At checkout

Once selecting 4 installments, the payment details are displayed. Both credit and debit cards can be used. No signup required.

3. On shipment

We pay you in full once you’ve processed the order and we collect your customer’s frst payment.

How we grow your business.

Our channels allow us to communicate with your next customers. We reach and engage millions of shoppers across our app and social channels to drive you traffic. And then we convert them.


4 million uniqe visitors to our Shop Directory every month - the perfect place to promote your store across the globe.


7.8 million monthly active users of Klarna’s shopping app - the most downloaded Pay Later app in the world.


50 million social media impressions every month. Our high engagement marketing campaigns tap in to pop culture.

Make it work for you.

Klarna Installments is a perfect fit for your online store. Get up and running in minutes or build your own bespoke integration.

Start selling with Shopify

Add the power to Pay Later to your Shopify store with a quick and simple integration of payment methods that best suit your business.

Start selling with WooCommerce

WooCommerce and Klarna are perfect partners for turning your WordPress site in to a smoooth shopping experience.

Platforms & integrations

Our services have been pre-integrated into most e-commerce platforms out there. Getting started is just a click away.


With our simple integration guidelines and API documentation, you can integrate with us directly, no matter your setup.

No risk. Just reward.

Selling with Klarna will boost your sales and make running your business easier.

New customers

Klarna refers millions of shoppers to online retailers via in-app promotions.

Upfront payment

You always get paid upfront and in full with any Klarna payment option.

Seller’s Protection

We assume all credit and fraud risk, so you can focus on running a successful business.

Buyer’s Protection

We’ve got your customer’s back. If their order doesn’t arrive, they don’t pay. We take the cost.

Globally compliant

All products are adapted to fit local preferences and legislation.

Dedicated support

24/7 business support with our award-winning service team.

Automatic updates

You’ll always have the latest and greatest version of all Klarna products.


Let’s get down to the nitty-gritty. All you need to know about Klarna Installments is right here.


Market availability
Show/hide function
Payment period starts
When order is shipped
Number of payments
4 payments
Time between payments
Two weeks
Consumer APR
0%. No interest
Payments made
Automatically charged from specified card
Klarna buyers protection
Klarna sellers protection


Direct integration via
Javascript and RestAPI
Auto updates


Max payment delay
3 business days after order is shipped
Standard term of agreement
36 months
Cost / Pricing model
Up to 0.30 USD + 5.99% per transaction
See legal terms

What else?

We have more solutions and payment methods that might interest you.


Offer up to 36 months to pay.

Give your customers the flexible option to buy now and spread the cost with monthly payments.

Pay in 30 days

Offer an extra 30 days to pay.

Let your customers try before they buy by offering an extra 30 days to complete their payment. No fees.

Are you ready to get more customers who spend more and do it more often?