4 Installments
Payment installments that delight customers.
Increase sales by letting your customers split their payment into 4 interest-free installments.
Some of America's biggest brands are using Klarna's 4 Installments to drive sales.
Give your customers the financial freedom they deserve by letting them choose how and when to pay. We make it easier than ever to shop online or in-store. Your sales increase and so do your happy returning customers.
45%
increase in average order value with Klarna’s interest-free installments.
44%
of users would have abandoned their purchase if Klarna installments weren't available.
How online payments work.
On each product page, shoppers learn that they can buy now and spread the cost over 4 convenient installments at no additional cost.
1. At checkout
At checkout, the customer selects Klarna as their payment method. They will then see the option to pay using 4 Installments along with the cost and payment schedule.
2. On shipment
Once the order is processed, Klarna pays you (the retailer) upfront and in full. We'll take care of collecting the payments from the shopper.
3. Post-purchase
Your shopper gets a clear overview of their purchases in the Klarna app and can easily manage their orders.
How in-store payments work.
Elevate the shopping experience by giving shoppers more payment flexibility in your physical store. Easier than ever with our non-integrated Digital Card offering. Here is how your customer will check out with Klarna.
1. Create card
Customers will create a Digital card in the Klarna app, and add it to their Apple or Google wallet.
2. Tap to pay
The payment is made with a simple phone tap. It's a secure and contactless payment.
3. Post-purchase
They’ll get a clear overview of their purchases and can easily manage their payments in the Klarna app.
