What happens if my purchase is for a different amount than the One-time card?

In case of a higher purchase amount
You must cancel the One-time card and then create a new One-time card for the full purchase amount.

In case of a lower purchase amount
No worries – you’ll only be billed for what you end up using, including the service fee. When you are sure your whole order has been processed, log in and select Refund unused amount. If you don’t use the option in the app, Klarna will automatically adjust the plan after 14 days.

Good to know: The authorization hold placed on your payment card will be removed. This can take between 1 to 7 days depending on your bank.

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Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2023 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215.